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1213 BAY SHORE BOULEVARD, Indian Rocks Beach, FL, 33785

5beds
4baths
3,705sqft
$3,999,000
$1,079price/sqft
$26,701/moest. monthly cost
$1,068,040/yrincome needed

About This Home

Under Construction. Waterfront luxury meets storm-ready construction at 1213 Bayshore Blvd in Indian Rocks Beach Designed to be a luxurious primary home or a lucrative short-term rental investment, this custom 3-story full block home offers 3,705 SF under air with 5 bedrooms and 4 bathrooms. Built for both comfort and peace of mind, the home features impact-rated windows and doors, elevator, and packed full of custom finishes that we love in our homes. Outside will be a true coastal living dream, featuring a resort-style lazy river pool, hot tub, outdoor kitchen, and private putt-putt course designed for entertaining and relaxation. A private dock with brand new boat lift offers direct access to nearby sandbars, waterfront restaurants, breathtaking sunsets, and everything that makes the Indian Rocks Beach waterfront lifestyle so desirable. Gulf-front beach access is just a couple blocks away, making it effortless to hop on a golf cart, take a bike ride, or enjoy a short walk to the sand. To be completed October–November 2026 and is available for purchase at this time

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

9/10
Anona Elementary SchoolGrades PK-51.1 mi
7/10
Seminole Middle SchoolGrades 6-83.5 mi
6/10
Largo High SchoolGrades PK,9-123.9 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Raised
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: NA
  • Builder name: C & C Quality Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Exhaust Fan,Freezer,Gas Water Heater,Ice Maker,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater,Wine Refrigerator
  • Laundry features: Laundry Room

Bedroom1

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Second
  • Area: 143
  • Dimensions: 13x11

Features

  • Elevator,Kitchen/Family Room Combo,Open Floorplan
  • Door features: Outdoor Kitchen
  • Flooring: Luxury Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,248
  • Total interior livable area: 3,705 sqft

Kitchen

  • Level: Second
  • Area: 198
  • Dimensions: 11x18

Laundry

  • Level: Third
  • Area: 72
  • Dimensions: 6x12

Living Room

  • Level: Second
  • Area: 378
  • Dimensions: 21x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Parcel number: 013014420480880100
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Child Safety Fence,Deck,In Ground,Salt Water,Tile
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Balcony,Courtyard,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: In Ground
  • Has view: Yes
  • View description: Water,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,Intracoastal Waterway Access,Lift,Seawall

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 52 x 140

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,221$242,652
Home Insurance *$484$5,808
Property Taxes $5,624$67,488
Electricity $372$4,474
Total$26,701$320,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$915,462/yr
40% on housing$801,030/yr
45% on housing$712,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,079This listing

vs Other Active Listings

Avg $/sqft

ZIP 33785$668
Pinellas County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 33785$640
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$3,999,000
2025-12-02Sold$805,000
2004-04-27Sold$647,000
2003-10-03Sold$448,000
1999-12-22Sold$230,000
1999-06-22Sold$188,000

New Construction

AgentRyan Casper
BrokerageFADAL & CO

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