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3651 HAINES ROAD N, Saint Petersburg, FL, 33704

4beds
2baths
1,901sqft
$529,000
$278price/sqft
$3,913/moest. monthly cost
$156,520/yrincome needed

About This Home

Excellent opportunity to own a well-maintained duplex in the highly desirable Allendale neighborhood of St. Petersburg. With one unit currently occupied and the second unit already leased with occupancy beginning August 6, this property offers a seamless transition to full rental income, making it an ideal turnkey investment. Each unit features its own private laundry facilities, adding convenience and appeal for tenants, while rear alley access and off-street parking provide added functionality. Situated in one of St. Petersburg's most sought-after neighborhoods, the property is just minutes from vibrant downtown St. Petersburg, waterfront parks, restaurants, shopping, entertainment, and major roadways, ensuring continued tenant demand and long-term investment potential. Whether you're looking to expand an existing real estate portfolio or purchase your first income-producing property, this duplex offers immediate cash flow, stable rental income, and the opportunity to own an investment in a prime location with strong appreciation potential.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

3/10
Meadowlawn Middle SchoolGrades 6-81.5 mi
6/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Wood Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Features

  • Ceiling Fan(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,901 sqft

Property

Details

  • Parcel number: 073117005220070190
  • Special condition: None

Features

  • Fencing: Fenced

Lot

  • Lot size: 4,831 sqft
  • Lot size dimensions: 10 x 110

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$99$1,188
Property Taxes $943$11,316
Electricity $197$2,366
Total$3,913$46,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,160/yr
40% on housing$117,390/yr
45% on housing$104,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 33704$553
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33704$471
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$529,000
2026-07-08Listed for sale$549,000
2026-06-23Listing removed$1,800
2026-06-07Price change$1,800
2026-05-26Price change$1,850
2026-05-14Price change$1,895
2026-05-07Listed for rent$1,950
2025-11-26Listing removed$550,000
2025-11-03Listed for sale$550,000
2025-03-18Listing removed$1,795
2025-03-06Price change$1,795
2025-01-25Listing removed$649,000
2024-12-19Listed for rent$1,875
2024-07-26Listed for sale$649,000
2023-08-14Sold$446,251
2021-03-24Listing removed--
2015-12-21Sold$72,000
2015-12-03Price change$99,000
2015-11-10Listed for sale$74,900
2014-08-19Listing removed$82,225
2014-06-19Price change$82,225
2014-05-22Pending sale$69,250
2014-05-22Listed for sale$69,250
2011-01-29Listing removed$90,000
2010-11-04Price change$90,000
2010-08-22Listed for sale$115,000
2005-07-15Sold$169,500
2001-06-01Sold$88,000
1995-10-11Sold$51,500
1994-12-01Sold$27,000

For Sale by Agent

AgentTyler Poeta
BrokerageAVALON GROUP REALTY

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