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781 31st Ave N, Saint Petersburg, FL, 33704

4beds
4baths
2,631sqft
$799,000
$304price/sqft
$5,814/moest. monthly cost
$232,560/yrincome needed

About This Home

This beautifully updated duplex blends timeless St. Petersburg charm with the confidence of modern upgrades, creating a rare opportunity in an exceptional location. Each unit is spacious 2 bed 2 bath plus office and filled with historic character, thoughtfully enhanced with all new plumbing, electrical, HVAC, and impact windows—offering peace of mind and long-term value. Both apartments feature stylish, updated kitchens with all-wood cabinetry, granite countertops, and stainless steel appliances, combining function and design. In-unit laundry adds everyday convenience, while the large primary suites provide a comfortable retreat at the end of the day. Ideally located just minutes from downtown St. Pete, dining, shopping, parks, and major corridors, this property offers easy access to everything the city has to offer. Whether you’re looking to live in one unit and rent the other or add a turnkey property to your portfolio, this duplex delivers space, style, and location—all in one. A rare find that truly captures the best of classic charm and modern living in the heart of St. Petersburg.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
64
BikeBikeable

Schools

3/10
Meadowlawn Middle SchoolGrades 6-81.9 mi
6/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Basement,Stem Wall
  • Roof: Shingle
  • Construction materials: Stucco,Wood Frame (FSC Certified)

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Partial

Bathroom1

  • Level: First

Bathroom3

  • Level: First

Bedroom1

  • Features: Built-in Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),High Ceilings
  • Flooring: Hardwood
  • Fireplace features: Living Room,Masonry
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,708
  • Total interior livable area: 2,631 sqft

Kitchen

  • Level: Second

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bathroom

  • Level: Second

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 073117795960000221
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Private Entrance

Lot

  • Lot size: 2,914 sqft
  • Lot size dimensions: 43 x 67

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$149$1,788
Property Taxes $1,361$16,332
Electricity $264$3,177
Total$5,814$69,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,337/yr
40% on housing$174,420/yr
45% on housing$155,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 33704$552
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33704$471
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$850,000
2023-01-09Sold$385,000
2022-12-17Pending sale$419,000
2022-12-09Price change$419,000
2022-12-07Listed for sale$449,000
2022-12-06Pending sale$449,000
2022-11-12Listed for sale$449,000
2022-10-19Sold$325,000

For Sale by Agent

AgentKevin Marrow
BrokerageDALTON WADE INC

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