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2521 4TH STREET S, Saint Petersburg, FL, 33705

2beds
3baths
1,296sqft
$375,000
$289price/sqft
$2,898/moest. monthly cost
$115,920/yrincome needed

About This Home

Discover a standout investment opportunity with this fully renovated single-family home and detached studio apartment (mother-in-law suite) in St. Petersburg! Roof on main house is brand new. This property delivers strong cash flow, with the 2/2 main house was renting for $2,500 per month and the studio currently bringing in $1,100 per month. Located in a non-flood zone, it offers both excellent income potential and valuable peace of mind. Both units have been completely updated with modern finishes and stylish touches for maximum comfort. Situated in a prime location near downtown St. Petersburg and Lassing Park, you’ll enjoy convenient access to vibrant city life, dining, entertainment, and scenic outdoor spaces. It’s also a fantastic option for an owner-occupant looking to live in one unit while renting out the other for supplemental income. Whether you’re an experienced investor or a first-time buyer searching for a high-performing income property, this one is a must-see. Don’t wait — schedule a showing today and secure this exceptional piece of St. Petersburg real estate!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

4/10
4/10
Bay Point Middle SchoolGrades 6-82.6 mi
4/10
Lakewood High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1938

Materials

  • Foundation: Crawlspace,Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Wall Units / Window Unit
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,296
  • Total interior livable area: 1,296 sqft

Kitchen

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Living Room

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 12x10

Property

Details

  • Parcel number: 313117366840000180
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Awning(s),Other

Lot

  • Lot size: 5,759 sqft
  • Lot size dimensions: 50 x 116

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Coastal Flooding
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$160$1,920
Property Taxes $645$7,740
Electricity $197$2,366
Total$2,898$34,776
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,360/yr
40% on housing$86,940/yr
45% on housing$77,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$289This listing

vs Other Active Listings

Avg $/sqft

ZIP 33705$252
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33705$291
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$374,900
2026-05-28Listed for sale$375,000
2024-12-18Listing removed$299,700
2024-08-14Price change$439,000
2024-07-12Price change$440,000
2024-05-17Listed for sale$450,000
2024-03-22Pending sale$450,000
2024-03-20Listed for sale$450,000
2023-12-18Listing removed--
2022-11-17Price change$2,500
2022-10-30Listed for rent$2,700
2022-06-11Listing removed--
2022-05-26Price change$2,500
2022-05-24Price change$2,400
2022-05-04Listed for rent$2,800
2022-01-13Sold$295,000
2021-10-21Pending sale$299,700
2019-06-18Sold$142,000
2019-05-24Price change$159,000
2019-05-13Listed for sale$174,000
2019-03-28Listing removed$155,000
2019-03-22Listed for sale$155,000
2015-04-02Sold$26,500
2015-01-24Listed for sale$9,000
2006-03-06Sold$95,000
1997-07-03Sold$36,500

For Sale by Agent

AgentJoseph Snyder, LLC
BrokerageCOMPASS FLORIDA LLC

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