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130 86th Ter, Treasure Island, FL, 33706

6beds
4baths
2,298sqft
$1,200,000
$522price/sqft
$9,184/moest. monthly cost
$367,360/yrincome needed

About This Home

Live by the beach while having your tenants cover the expenses! When you step into one of these three units, you'll be captivated by the meticulous attention to detail and a multitude of modern upgrades that make this property a true gem in the heart of Sunset Beach. With a brand new roof and AC system installed in 2024, you can enjoy worry-free living. Enhanced security and energy efficiency are ensured by the new hurricane windows, while the high and dry electric panels guarantee safety and functionality. Each unit features three high-efficiency tankless water heaters, providing instant hot water for your convenience and peace of mind. The lower units are thoughtfully designed with durable stucco walls, custom PVC cabinets, and removable closet doors that facilitate easy preparation and organization. Additionally, the clever furniture pulley system allows you to lift and store furniture. Don’t miss out on the opportunity to own this beautifully upgraded property, just steps away from the stunning Gulf of Mexico. Schedule your showing today and experience the perfect blend of comfort, style, and modern living! Check out the virtual tour or ask for a video walk through!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

5/10
Azalea Elementary SchoolGrades PK-52.8 mi
3/10
Azalea Middle SchoolGrades 6-83.0 mi
3/10
Boca Ciega High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dryer,Microwave,Tankless Water Heater,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Thermostat
  • Door features: Outdoor Shower
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,822
  • Total interior livable area: 2,298 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 253115384120000280
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Diving Board
  • Exterior features: Balcony,Fire Pit,Outdoor Shower,Storage

Lot

  • Lot size: 3,001 sqft
  • Lot size dimensions: 60 x 50

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$1,295$15,540
Property Taxes $1,591$19,092
Electricity $231$2,775
Total$9,184$110,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$314,880/yr
40% on housing$275,520/yr
45% on housing$244,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$522This listing

vs Other Active Listings

Avg $/sqft

ZIP 33706$555
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33706$458
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-10Listed for sale$1,200,000
2025-05-30Listing removed$1,280,000
2025-04-28Price change$1,280,000
2025-04-14Listed for sale$1,350,000
2023-07-27Listing removed--
2023-03-21Listed for sale$1,100,000
2023-03-21Pending sale$1,100,000
2023-02-28Listed for sale$1,100,000
2023-02-21Listing removed--
2023-02-14Listed for rent$3,000
2022-12-29Listing removed--
2022-12-06Listed for rent$3,000
2022-04-01Sold$812,000
2022-02-07Pending sale$812,000
2021-10-29Price change$812,000
2021-10-08Price change$809,000
2021-07-27Listed for sale$800,000
2021-03-24Listing removed--
2016-06-14Listing removed$900
2014-06-02Listing removed$850
2014-05-27Listed for rent$850

For Sale by Agent

AgentKailey Blackbourn
BrokerageFOREVER FLORIDA REAL ESTATE

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