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249 Boca Ciega Dr, Madeira Beach, FL, 33708

1beds
1baths
2,160sqft
$1,699,997
$787price/sqft
$11,741/moest. monthly cost
$469,640/yrincome needed

About This Home

The property is approximately 9,587 square feet of deep hurricane sheltered waterfront. The lot currently has three small cottages across two lots that must remain in place to secure the grandfathered non-conforming footprint. Once a site development plan has been approved the cottages can be torn down. Depending on the purchaser, either the footprint can be maintained with three single family homes built or the two lots can support two single family homes that most likely would require variances with set backs due to buildable lot size. Ideally the purchaser will build three FEMA, County and City approved structures, three stories each with parking on the first floor and two floors of living space. The current footprints of each structure is roughly 16 feet wide by 45 feet long.

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

10/10
6/10
Seminole Middle SchoolGrades 6-84.8 mi
4/10
Seminole High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,160 sqft

Kitchen

  • Level: First
  • Area: 40
  • Dimensions: 8x5

Living Room

  • Features: No Closet
  • Level: First
  • Area: 450
  • Dimensions: 15x30

Primary Bedroom

  • Features: Built-In Shelving,Storage Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Property

Details

  • Parcel number: 153115653040140050
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Boat Slip
  • Has view: Yes
  • View description: Water,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Water,Intracoastal Waterway
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Saltwater Canal Access,Intracoastal Waterway Access,Bridges - No Fixed Bridges,Sailboat Water,Seawall
  • Waterbody name: BOCA CIEGA BAY
  • Frontage length: Riparian Rights: 80

Lot

  • Lot size: 0.29 Acres
  • Features: CoastalConstruction Control Line,Flood Insurance Required,Near Marina

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,596$103,152
Home Insurance *$438$5,256
Property Taxes $2,490$29,880
Electricity $217$2,608
Total$11,741$140,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$402,548/yr
40% on housing$352,230/yr
45% on housing$313,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$787This listing

vs Other Active Listings

Avg $/sqft

ZIP 33708$409
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33708$395
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$1,785,000
2026-04-06Sold$1,200,000
2025-11-02Listing removed$1,200,000
2025-09-19Listed for sale$1,200,000
2025-09-03Pending sale$1,200,000
2025-07-25Listed for sale$1,200,000
2025-07-11Pending sale$1,200,000
2024-12-14Listed for sale$1,200,000
2023-12-19Listing removed--
2023-12-14Listed for rent$2,500
2023-12-02Listing removed--
2023-11-28Price change$2,500
2023-11-25Price change$2,700
2023-10-20Listed for rent$2,800
2021-08-18Sold$800,000
2021-06-24Pending sale$1,150,000
2021-06-14Price change$1,150,000
2021-06-10Listed for sale$1,300,000
2021-06-05Pending sale$1,300,000
2021-05-27Price change$1,300,000
2021-05-24Listed for sale$1,500,000

For Sale by Agent

AgentPetie Bilyk
BrokerageROMAN'S PRO REALTY LLC

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