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746 Lake Mills Rd, Chuluota, FL, 32766

6beds
8baths
5,776sqft
$3,500,000
$606price/sqft
$24,224/moest. monthly cost
$968,960/yrincome needed

About This Home

One or more photo(s) has been virtually staged. EXCLUSIVE LAKEFRONT EQUESTRIAN ESTATE ON PRISTINE Lake Mills — A PRIVATE SKIABLE FLORIDA LAKE on 7.22-acre gated lakefront estate offers a rare blend of luxury living, premier horse amenities, and complete privacy just minutes from the city. Tucked behind a winding 700-foot private drive, the property opens to breathtaking panoramic views and 152 feet of frontage on the crystal-clear, spring-fed waters of Lake Mills. Inside, the custom-built residence showcases soaring 24-foot coffered ceilings, stacked stone architectural details, rich pecan wood flooring, Multiple entertaining spaces include a formal dining room, expansive family room with stone fireplace, private office, and oversized bedrooms all with en-suite bathrooms. The chef’s kitchen is appointed with custom cabinetry, imported Taj Mahal granite, flush built-in refrigerator, dual ovens and sinks, and a large center island overlooking the living areas and spectacular waterfront views. The first-floor primary retreat captures unobstructed lake views and serene privacy, while an additional downstairs bedroom and full bath offer ideal accommodations for guests or multigenerational living. Outside, experience resort-style waterfront living with a fully equipped summer kitchen, expansive entertaining areas, 100+ foot dock, 23+ foot boat lift, dual jet ski lifts, gazebo, and endless sunset views. This is more than a home—At the heart of the estate is a professionally designed equestrian facility featuring 4 stalls with Saratoga doors, Mattresses Stall Flooring, veterinary-grade Grooming Room, Pastures / Paddocks wash rack with tankless hot water, air-conditioned feed and tack room, plumbed barn aisle with underground drainage, poured concrete walls, and spray foam insulation throughout both the barn and residence for exceptional efficiency and comfort. The barn’s thoughtfully designed layout also offers excellent potential to be converted into a private ADU, In Law Suite w/o Stove, executive office, workshop, or Hydroponic Garden or additional flex space tailored to your lifestyle needs. It’s an exclusive waterfront equestrian sanctuary where luxury, land, and lifestyle converge in one of Central Florida’s most extraordinary settings. Conveniently located just minutes from Oviedo, UCF, and major expressways, with easy access to Downtown Orlando, Orlando International Airport, world-renowned beaches, and Central Florida’s premier dining, shopping, and entertainment destinations—while still tucked within Seminole County’s protected Rural Boundary, offering a peaceful escape from the hustle and bustle of everyday suburban living. Rare waterfront equestrian estates of this caliber on Lake Mills rarely become available and do not last long. Contact us today to experience this extraordinary property firsthand.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
Walker Elementary SchoolGrades PK-51.4 mi
9/10
Chiles Middle SchoolGrades 6-83.0 mi
8/10
Hagerty High SchoolGrades 9-123.9 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Wine Refrigerator
  • Laundry features: Inside

Balcony Porch Lanai

  • Features: No Closet
  • Level: First
  • Area: 576
  • Dimensions: 12x48

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 195
  • Dimensions: 13x15

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 182
  • Dimensions: 13x14

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 255
  • Dimensions: 15x17

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 360
  • Dimensions: 18x20

Den

  • Features: No Closet
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 221
  • Dimensions: 13x17

Family Room

  • Features: No Closet
  • Level: First
  • Area: 425
  • Dimensions: 17x25

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Outdoor Grill,Outdoor Kitchen
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Fireplace features: Family Room,Gas,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 7,668
  • Total interior livable area: 5,776 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Kitchen Island,Walk-In Closet(s)
  • Level: First
  • Area: 364
  • Dimensions: 28x13

Living Room

  • Features: No Closet
  • Level: First
  • Area: 323
  • Dimensions: 17x19

Primary Bathroom

  • Features: Dual Sinks,Tub with Separate Shower Stall,Linen Closet
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 380
  • Dimensions: 19x20

Property

Details

  • Parcel number: 282132300007B0000
  • Zoning: A5
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio,Porch
  • Exterior features: Balcony,Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Rain Gutters
  • Fencing: Fenced
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Boat Ramp - Private,Lift,Lift - Covered,Skiing Allowed
  • Waterbody name: LAKE MILLS
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 7.22 Acres
  • Features: In County,Oversized Lot,Pasture,Zoned for Horses
  • Lot size dimensions: 152 x 1122

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Side,Oversized,Parking Pad
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$1,852$22,224
Property Taxes $4,094$49,128
Electricity $581$6,975
Total$24,224$290,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$830,537/yr
40% on housing$726,720/yr
45% on housing$645,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$606This listing

vs Other Active Listings

Avg $/sqft

ZIP 32766$278
Seminole County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 32766$255
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$4,200,000
2015-11-18Sold$1,350,000
2015-08-19Listing removed$1,440,000
2015-02-02Listed for sale$1,440,000
2014-12-29Listing removed$1,440,000
2014-11-16Listed for sale$1,440,000
2014-10-15Listing removed$1,440,000
2014-09-04Price change$1,440,000
2014-07-29Listed for sale$1,540,000
2000-08-23Sold$300,000
1998-07-02Sold$250,000

For Sale by Agent

AgentBrittany Zapitz
BrokerageLPT REALTY, LLC

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