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1653 Homer Ave, The Villages, FL, 32162

3beds
2baths
1,887sqft
$399,000
$211price/sqft
$2,785/moest. monthly cost
$111,400/yrincome needed

About This Home

Location! Location! Location! Perfectly situated in the highly desirable Village of Sabal Chase, this Somerset model is located on quiet cul-de-sac with BOND PAID! Just minutes by golf cart to Sumter Landing Square. From live music nightly, to dining, shopping, and entertainment, everything you love is right at your fingertips. An abundance of golf courses, pools, restaurants, and shopping are all in very close proximity. This 3-bedroom, 2-bath "Somerset" Model offers a stucco exterior, extended 2 car garage, and immaculate landscaping that creates incredible curb appeal, and includes your own baking orange tree. Step inside to an open, spacious living area filled with natural light, where you’ll immediately feel the warmth this home offers. The kitchen features granite countertops, abundant cabinetry, a cozy eat-in nook, countertop bar seating, and flows effortlessly into a generous formal dining space—perfect for both everyday living and entertaining. The spacious primary suite is a true retreat, with walk-in closet, an en-suite bathroom with double vanities, walk-in shower, and a large linen closet for added storage. Step outside on the screened lanai, the perfect space to relax and enjoy Florida living! Whether you're seeking a full-time residence or seasonal sanctuary, this home in a prime central location offers everything you need to enjoy the ultimate Villages lifestyle.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
3/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Microwave,Washer
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Features: No Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 132
  • Dimensions: 12x11

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Tray Ceiling(s)
  • Window features: Blinds
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,654
  • Total interior livable area: 1,887 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters
  • Level: First
  • Area: 156
  • Dimensions: 13x12

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 255
  • Dimensions: 17x15

Property

Details

  • Parcel number: D26F040
  • Zoning: RES
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Irrigation System,Rain Gutters
  • Residential vegetation: Fruit Trees,Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 5,879 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$204$2,448
Property Taxes $367$4,404
Electricity $197$2,366
Total$2,785$33,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,485/yr
40% on housing$83,550/yr
45% on housing$74,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 32162$184
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32162$234
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$394,000
2026-04-07Price change$399,000
2026-03-18Price change$405,000
2026-02-25Price change$415,000
2026-01-23Listed for sale$425,000
2006-07-25Sold$239,100

For Sale by Agent

AgentAmy Lauder
BrokerageREALTY EXECUTIVES IN THE VILLAGES

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