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8420 COUNTY ROAD 109 A1, Lady Lake, FL, 32159

3beds
2baths
2,176sqft
$319,900
$147price/sqft
$2,258/moest. monthly cost
$90,320/yrincome needed

About This Home

Welcome to your new home, well built JACOBSEN MANUFACTURED HOME that is ideally located near everything you need for comfortable Central Florida living! This well-maintained 3-bedroom, 2-bath home WITH A POOL, offers a desirable split-bedroom floor plan, providing privacy for family and overnight guests. Inside, you'll find both a spacious living room as you enter through the front, and a separate step-down family room which you can use as a bonus flex room, offering flexible space for entertaining, relaxing, work from home office space, or creating a hobby room with open concept to kitchen and dining. An indoor laundry room adds everyday convenience. The open-concept eat-in large "chef kitchen" flows seamlessly into the main family room area, creating the perfect gathering space for family and friends. Vaulted ceilings throughout the main living areas enhance the home's spacious feel, giving it more volume ; while newer luxury vinyl plank flooring in the center living area and double pane windows throughout add style and durability. This home has been thoughtfully updated with numerous major improvements, Including: Roof (2021) HVAC System (2023) Hot Water Heater (2026) Primary Bedroom Complete Shower (2024) Newer Luxury Vinyl Plank Flooring Generac Whole-House Generator with approximately a 500-pound propane tank (currently about ¾ full) (2020) Culligan Kitchen Water Filtration System (2021) Updated Cutler-Hammer Electrical Panel 220 Volt 7 Ceiling Fans, 1 Split unit in Primary Bedroom Above Ground Sunken Pool maintained by owner. water checked frequently by "Pinch A Penny" and necessary chemicals added. Pool water heater and chiller 2025 maintenance done Wood-Burning Fireplace (currently not in use) Private Well Maintained 12-Zone Irrigation System Step outside to your own private backyard retreat featuring a 15' x 30' sunken above-ground pool with surrounding deck, a 4-foot fence, and a 2026 pool heating and cooling system, allowing you to enjoy the pool throughout much of the year. Pool permitting documentation is available for added peace of mind. THIS HOME HAS PUBLIC WATER UTILITIES, A SEPTIC THAT WAS PUMPED IN 2024 and a PRIVATE WELL TO SAVE YOU MONEY ON YOUR WATER BILL, THAT IS USED FOR POOL and IRRIGATION SYSTEM! *** THE SEPARATE OUTDOOR SHED IN THE BACKYARD IS DAMAGED AND CAN BE TORN DOWN OR LEFT FOR THE NEW OWNER TO REPAIR... THIS IS JUST A STRUCTURE; THE ROOF IS DAMAGED AS YOU CAN SEE IN PICTURES AND SO IS THE FLOOR*** SIMPLY SAFE ACTIVE SECURITY SYSTEM WILL CONVEY (REMAIN) WITH THE SALE OF THE HOUSE, buyer can decide if they want to continue the monthly membership. Situated on a generous 0.73-acre CORNER lot ON A DEAD-END STREET, in the highly sought-after Oakland Hills community, NEAR SO MANY CONVENIENCES... This property offers the freedom of no HOA, no CDD fees, and you own the land and you have a pool. Enjoy plenty of outdoor space for gardening, recreation, or simply relaxing in your own private setting. Conveniently located just minutes from shopping, restaurants, medical facilities, and everyday conveniences, you'll also be less than two miles from The Villages, where you can enjoy dining, shopping, live nightly entertainment, and a variety of activities open to the public. Don't miss this exceptional opportunity to own a beautifully maintained manufactured well-built home with significant updates, abundant living space, and an unbeatable location. Schedule your private showing today!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

8/10
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2006

Materials

  • Foundation: Crawlspace,Pillar/Post/Pier
  • Roof: Metal,Shingle
  • Construction materials: Vinyl Siding

Other

  • Builder model: THE CLASSIC
  • Builder name: JACOBSEN

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer,Water Filtration System
  • Laundry features: Inside

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 145
  • Dimensions: 14.5x10

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 145
  • Dimensions: 14.5x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 114.24
  • Dimensions: 11.2x10.2

Family Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 252.3
  • Dimensions: 17.4x14.5

Features

  • Built-in Features,Ceiling Fan(s),High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Kitchen

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 229.83
  • Dimensions: 16.3x14.1

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 207.7
  • Dimensions: 15.5x13.4

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 205.9
  • Dimensions: 14.2x14.5

Property

Details

  • Parcel number: D01C159
  • Zoning: A-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Deck,Heated,Vinyl
  • Patio & porch: Deck
  • Exterior features: Private Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Pool,Trees/Woods
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.73 Acres
  • Features: Cleared,Corner Lot,Landscaped,Oversized Lot,Street Dead-End

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Sumter County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$168$2,016
Property Taxes $255$3,060
Electricity $218$2,627
Total$2,258$27,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,417/yr
40% on housing$67,740/yr
45% on housing$60,213/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 32159$128
Sumter County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 32159$208
Sumter County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$299,900
2026-07-23Listed for sale$319,900
2005-05-05Sold$37,000
2003-02-04Sold$31,000
2001-05-22Sold$27,500

For Sale by Agent

AgentGerrie Cosme Matias
BrokerageRE/MAX PREMIER REALTY LADY LK

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