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317 Lake Side View Ln, Saint Peters, MO, 63376

5beds
7baths
6,385sqft
$650,000
$102price/sqft
$4,738/moest. monthly cost
$189,520/yrincome needed

About This Home

Discover a luxurious lifestyle in this stunning 1.5-story home nestled in the heart of Cottleville, Missouri. With four spacious bedrooms and a charming carriage house with kitchenette/bar above the garage, this property seamlessly blends elegance and functionality, making it perfect for families and entertaining. The vibrant main level boasts 10-foot ceilings, with a breathtaking two-story wall of windows in the great room that allows natural light to flood the space. Step through the French doors onto a large composite deck, ideal for outdoor gatherings. The gourmet kitchen, designed for both beauty and function, features 42-inch cabinets with crown molding, granite countertops, a gas range, and a cozy hearth room with a gas fireplace and atrium door leading to the deck. Your private sanctuary awaits in the luxurious master suite on the main floor, which includes his and her closets, atrium doors opening to the deck, and a spa-like bath complete with a separate soaking tub, dual vanities, and a spacious shower. An elegant wrought iron staircase leads to the upper level, where additional bedrooms, each equipped with ceiling fans and double-door closets, can be found. Bedroom 2 includes a private bath, while Bedrooms 3 and 4 share a convenient Jack and Jill bathroom. The carriage house above the garage offers a versatile family room/game area, kitchenette, and full bath, ideal for guests or as a mother-in-law suite. The expansive finished basement is perfect for relaxation and entertainment, featuring a bar area, recreation space, sleeping areas, and one full bath and a half bath. Surrounded by professionally landscaped grounds complete with an irrigation system and fencing for privacy, this property also includes a three-car garage, zoned HVAC, and an intercom system. Located in a secluded neighborhood, you’re just moments away from scenic walking trails and a tranquil pond. Cottleville is renowned for its charming community and vibrant local culture, featuring delightful dining options like Frankie’s, Martin’s, the Oak Street Inn, and the popular Mannino’s Market, along with the amazing Cookies and Cream ice cream shop. With exceptional schools and a perfect blend of luxury and comfort, this home is not just a place to live; it’s a lifestyle waiting to be embraced. Your dream home awaits!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Warren Elementary SchoolGrades K-50.5 mi
6/10
Saeger Middle SchoolGrades 6-80.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Gas Range,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom

  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 12x14

Bedroom

  • Level: Upper
  • Area: 750
  • Dimensions: 30x25

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main
  • Area: 180
  • Dimensions: 10x18

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Features

  • Bar,Breakfast Bar,Breakfast Room,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen/Dining Room Combo,Separate Dining,Special Millwork,Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 2,000
  • Finished area above ground: 4,385

Great Room

  • Level: Main
  • Area: 336
  • Dimensions: 21x16

Hearth Room

  • Level: Main
  • Area: 150
  • Dimensions: 10x15

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 6,385
  • Total interior livable area: 6,385 sqft

Kitchen

  • Level: Main
  • Area: 285
  • Dimensions: 15x19

Laundry

  • Level: Main
  • Area: 96
  • Dimensions: 12x8

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Office

  • Level: Lower
  • Area: 168
  • Dimensions: 12x14

Other

  • Level: Lower
  • Area: 165
  • Dimensions: 15x11

Primary Bedroom

  • Level: Main
  • Area: 330
  • Dimensions: 22x15

Recreation Room

  • Level: Lower
  • Area: 1260
  • Dimensions: 35x36

Sitting Room

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Property

Details

  • Parcel number: 301049374000034.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Fencing: Wrought Iron

Lot

  • Lot size: 9,147 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Alley Access,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$391$4,692
Property Taxes $574$6,888
Electricity $487$5,850
Total$4,738$56,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,445/yr
40% on housing$142,140/yr
45% on housing$126,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$102This listing

vs Other Active Listings

Avg $/sqft

ZIP 63376$171
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63376$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-30Price change$699,999
2026-04-17Price change$739,000
2026-03-13Price change$775,000
2026-02-16Price change$799,990
2026-02-10Listed for sale$825,000
2014-03-27Sold--
2014-02-19Pending sale$399,900
2014-01-11Listed for sale$399,900
2012-04-12Sold--
2011-12-20Listed for sale$449,900

For Sale by Agent

AgentLauren E Johnson, Lux Properties, Lisa M Ferrero, Lux Properties
BrokerageLux Properties

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