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306 Magnolia Valley Dr, O'Fallon, MO, 63366

6beds
6baths
5,446sqft
$659,900
$121price/sqft
$4,750/moest. monthly cost
$190,000/yrincome needed

About This Home

Welcome to a spacious O’Fallon home offering an impressive amount of room, a flexible floor plan, and a highly convenient location close to everyday amenities. With 5 bedrooms, 5.5 bathrooms, a finished walk-out lower level, and multiple living areas, this home provides plenty of space for everyday living, entertaining, guests, and work-from-home needs. The main level features an open floor plan with a spacious kitchen, breakfast room, and family room with fireplace, creating a great flow for gathering and daily living. A main-floor guest suite or in-law quarters with its own full bathroom adds flexibility for visitors, extended family, or a private home office option. Upstairs, the impressive primary suite is a true retreat with a luxury bathroom featuring a large shower, soaking tub, separate vanities, and a huge walk-in closet. The second floor also offers a loft area, generously sized secondary bedrooms, a Jack and Jill bathroom, plus an additional full hall bathroom. The finished walk-out basement adds even more functional living space with a 6th sleeping area, full bathroom, large recreation/family room areas, and an oversized walk-in storage closet. The flat, level backyard provides plenty of usable outdoor space and includes natural fruit-bearing trees, creating a peaceful setting to enjoy. Come take a look at this amazing home soon!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

10/10
10/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Oven,Gas Water Heater
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Sleeping Area,Sump Pump,Walk-Out Access

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 154
  • Dimensions: 11x14

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 221
  • Dimensions: 17x13

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 216
  • Dimensions: 18x12

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 576
  • Dimensions: 36x16

Features

  • Bar,Breakfast Bar,Breakfast Room,Butler Pantry,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Separate Dining,Solid Surface Countertop(s),Tub,Walk-In Closet(s)
  • Window features: Insulated Windows,Tilt-In Windows
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,400
  • Finished area above ground: 4,046

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 304
  • Dimensions: 19x16

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 5,446
  • Total interior livable area: 5,446 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 315
  • Dimensions: 21x15

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Upper
  • Area: 54
  • Dimensions: 9x6

Loft

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 336
  • Dimensions: 21x16

Office

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 380
  • Dimensions: 20x19

Recreation Room

  • Level: Lower
  • Area: 322
  • Dimensions: 14x23

Property

Details

  • Parcel number: 200579739000014.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Composite,Deck
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 9,583 sqft
  • Features: Level,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Covered,Driveway,Garage,Garage Door Opener,Garage Faces Front,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,336$40,032
Home Insurance *$417$5,004
Property Taxes $582$6,984
Electricity $415$4,990
Total$4,750$57,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,857/yr
40% on housing$142,500/yr
45% on housing$126,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$650,000
2026-08-06Price change$650,000
2026-07-24Price change$659,900
2026-07-09Listed for sale$675,000
2019-08-02Sold--
2019-07-24Pending sale$499,900
2019-07-08Price change$499,900
2019-06-26Price change$504,500
2019-06-15Price change$509,500
2019-06-08Price change$510,000
2019-05-31Price change$514,500
2019-05-17Listed for sale$515,000
2019-05-08Pending sale$515,000
2019-05-03Listed for sale$515,000
2007-08-01Sold--

For Sale by Agent

AgentCrystal A McGrath
BrokerageColdwell Banker Realty - Gundaker

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