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3 Millers Ct, O'Fallon, MO, 63366

5beds
4baths
3,419sqft
$640,000
$187price/sqft
$4,466/moest. monthly cost
$178,640/yrincome needed

About This Home

Welcome Home! Built in 2024, this exceptional custom home was thoughtfully designed and expertly crafted with today’s lifestyle in mind. Offering 5 bedrooms, 4 full bathrooms, and over 3,400 square feet of beautifully finished living space, this home combines luxury, functionality, and timeless design. From the moment you arrive, you’ll appreciate the outstanding curb appeal and custom exterior. Architectural gables, Black framed windows, black garage door, white vertical board and batten siding, extensive stone veneers and a covered porch with cedar stained columns and professional landscaping. The impressive double glass front entry doors open to a stunning stone-arched foyer, setting the tone for the quality found throughout. The open-concept floor plan features soaring 10-foot ceilings, 8-foot doors, gorgeous wood plank flooring, abundant natural light, and a dramatic floor-to-ceiling stone fireplace in the great room. The gourmet kitchen is designed to impress with premium cabinetry, quartz countertops, a large center island, tile backsplash, stainless steel appliances, and the hidden showstopper—a spacious walk-in butler’s pantry that simply must be seen in person. The main-level primary suite offers a luxurious private bath and walk-in closet. A second bedroom—currently used as a home office—is conveniently located next to a full hall bath. You’ll also appreciate the main-floor laundry room and oversized two-car garage complete with EV wiring and additional exterior access with trash bin storage to maximize space. Step outside onto the two-tier deck overlooking the beautifully landscaped backyard with an irrigation system and mature trees, creating a peaceful and private setting. Upstairs, the charming Bird’s Nest Loft provides an additional bedroom, full bath, and flexible recreation or living space. The finished walkout lower level significantly expands the home’s possibilities with a complete second kitchen, spacious family room, two additional bedrooms, a second laundry area, and a secure storm shelter/vault located beneath the garage—ideal for multigenerational living, guests, or entertaining. Additional premium features include: Dual HVAC systems Dual water heaters Dual laundry rooms Quality custom finishes throughout Situated on a quiet cul-de-sac in an established neighborhood, this home is conveniently located near Highway 40/64, shopping, restaurants, and everyday conveniences while being served by the highly regarded Fort Zumwalt West schools. This two-year-old custom home still has that new-home feel—and offers exceptional value. Reproducing this level of craftsmanship and quality today would cost significantly more than the asking price. Don’t miss this incredible opportunity to own a truly one-of-a-kind custom home! Schedule your private showing today.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
10/10
10/10

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick,Frame,Vertical Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Lower Level,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sleeping Area,Storage Space,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Room,Butler Pantry,Chandelier,Custom Cabinetry,Entrance Foyer,High Ceilings,High Speed Internet,Kitchen Island,Open Floorplan,Solid Surface Countertop(s),Special Millwork,Walk-In Closet(s),Walk-In Pantry
  • Number of fireplaces: 1
  • Fireplace features: Electric,Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,055
  • Finished area above ground: 2,324

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Zoned

Interior Area

  • Total structure area: 3,419
  • Total interior livable area: 3,419 sqft

Property

Details

  • Parcel number: 200679010000044.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Composite,Covered,Deck,Front Porch,Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 9,147 sqft
  • Features: Front Yard,Gentle Sloping,Natural Foliage,Some Trees
  • Lot size dimensions: irr

Parking

  • Total spaces: 2
  • Parking features: Attached,Deck,Direct Access,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,236$38,832
Home Insurance *$404$4,848
Property Taxes $565$6,780
Electricity $261$3,133
Total$4,466$53,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,120/yr
40% on housing$133,980/yr
45% on housing$119,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$670,000
2026-07-25Listed for sale$640,000
2023-09-29Sold--
2023-08-27Pending sale$80,000
2023-08-20Price change$80,000
2023-06-10Price change$90,000
2023-04-14Listed for sale$95,000
2012-05-24Sold--
2012-04-10Listed for sale$164,900
2009-02-02Sold--

For Sale by Agent

AgentKelly M Richert
BrokerageGraham & Grace Realty

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