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2377 Spring Mill Estates Dr, Saint Charles, MO, 63303

4beds
5baths
5,167sqft
$1,095,000
$212price/sqft
$7,539/moest. monthly cost
$301,560/yrincome needed

About This Home

Immaculate 1.5 story home with 4 bedrooms and 4.5 bathrooms, From the moment you walk in you will notice the light and the formal entryways welcoming feeling The main floor primary bedroom includes a primary bathroom with dual sinks, separate tub and shower, and separate water closet. You will enjoy being able to work from home in the office space that you can walk in from the entry way or from the primary bedroom. The formal dining room faces the front patio that was just recently installed. The living room includes a gas fireplace and boasts atrium windows and high ceilings, The large eat in chef's kitchen with eat at breakfast bar, gas cooktop and gas buildin in oven, stainless appliances ,42" cabinets, granite countertops, butler pantry and wet bar. The hearth room off the kitchen includes a wood burning fireplace to keep you warm in the kitchen family space. Upstairs you will find 3 large bedrooms with new carpeting and each has their own private bath and walk in closet, The unfinished walkout basement includes a rough in full bath and is ready for your own ideas, the deck off the kitchen is made of composite material and the lower patio is part concrete and aggregate patio under the deck perfect for entertaining and parties. The backyard faces the lake view and the landscaping of the entire property has been custom designed. The home has zoned heating and cooling and has been freshly painted and new carpet in 3/2026. The home has hardie siding and was recently painted, the 3 car side entry garage has plenty of storage and the aggregate driveway has room for those extra cars. Your family will love being within walking distance to Wapelhorst park with pavilions, walking trails and water park.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
7/10
Hollenbeck Middle SchoolGrades 6-83.8 mi

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Brick,HardiPlank Type,Stone

Other

  • Builder name: Fischer Fritchel

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Built-In Gas Oven,Gas Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Unfinished,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 270
  • Dimensions: 15x18

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 350
  • Dimensions: 25x14

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 352
  • Dimensions: 22x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 153
  • Dimensions: 9x17

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Features

  • Window features: Double Pane Windows,Screens,Tilt-In Windows
  • Number of fireplaces: 2
  • Fireplace features: Gas,Kitchen,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 4,623

Hearth Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 192
  • Dimensions: 16x12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 5,167
  • Total interior livable area: 5,167 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 325
  • Dimensions: 25x13

Laundry

  • Features: Floor Covering: Ceramic Tile

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 504
  • Dimensions: 24x21

Office

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 500
  • Dimensions: 20x25

Property

Details

  • Parcel number: 300119778000023.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Composite,Covered,Deck,Patio
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.40 Acres
  • Features: Adjoins Common Ground,Back Yard,Front Yard,Landscaped,Sprinklers In Front
  • Lot size dimensions: 108 x 189 x 70 x 66 x 120

Parking

  • Total spaces: 3
  • Parking features: Aggregate,Assigned,Attached,Driveway,Garage,Garage Door Opener,Garage Faces Side,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,536$66,432
Home Insurance *$642$7,704
Property Taxes $967$11,604
Electricity $394$4,734
Total$7,539$90,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$258,480/yr
40% on housing$226,170/yr
45% on housing$201,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 63303$193
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63303$158
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,145,000
2026-04-25Price change$1,200,000
2026-03-20Listed for sale$1,300,000

For Sale by Agent

AgentDebbie J Williams
BrokerageReeceNichols Real Estate

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