




3626 Hempstead St, Saint Charles, MO, 63301
About This Home
Step into this beautiful home with many excellent updates. New air and heat, fence, New siding, New composite porch, New Fire smoke detectors, tub, and Roof. Custom Staggered 42"/36" Cherry kitchen Cabinets , Granite Counter tops, Center Island, Hearth Room, Wood Flooring, 9' First Floor Ceilings, Laundry Room on Second Floor, Whirlpool Tub, Built in Custom Oak Cabinets in Living Room/Den, Fenced in Yard, Plus many other features. Pools, stores, amphitheater, club house, water park, and lakes are just some of the wonderful amenities offered in the quaint New Town Community. This is a must see property !!!
Getting Around
Schools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Concrete Perimeter
- Roof: Architectural Shingle
- Construction materials: Fiber Cement
Type & Style
- Home type: SingleFamily
- Architectural style: Patio,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Ice Maker,Gas Range,Free-Standing Refrigerator,Gas Water Heater,Tankless Water Heater
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Concrete,Sump Pump,Unfinished
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 121
- Dimensions: 11x11
Bedroom3
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 225
- Dimensions: 15x15
Dining Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 132
- Dimensions: 11x12
Features
- Window features: Insulated Windows,Tilt-In Windows,Window Treatments
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
- Finished area above ground: 2,180
Hearth Room
- Features: Floor Covering: Wood Veneer
- Level: Main
- Area: 315
- Dimensions: 15x21
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 2,180
- Total interior livable area: 2,180 sqft
Kitchen
- Features: Floor Covering: Wood
- Level: Main
- Area: 132
- Dimensions: 11x12
Living Room
- Features: Floor Covering: Wood
- Level: Main
- Area: 165
- Dimensions: 11x15
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Upper
- Area: 132
- Dimensions: 12x11
Property
Accessibility
- Accessibility features: Central Living Area
Details
- Parcel number: 5116B9772000135.0000000
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Front Porch,Patio
- Fencing: Back Yard
Lot
- Lot size: 8,712 sqft
- Features: Adjoins Open Ground,Level
Parking
- Total spaces: 2
- Parking features: Additional Parking,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,447 | $29,364 |
| Home Insurance * | $281 | $3,372 |
| Property Taxes | $427 | $5,124 |
| Electricity | $166 | $1,997 |
| Total | $3,321 | $39,852 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $489,000 |
| 2026-04-14 | Price change | $494,000 |
| 2026-03-07 | Listed for sale | $499,000 |
| 2013-12-11 | Sold | -- |
| 2013-07-09 | Listed for sale | $199,900 |
| 2013-06-02 | Listing removed | $199,900 |
| 2013-05-29 | Listed for sale | $199,900 |
| 2013-02-05 | Listing removed | $199,900 |
| 2013-01-21 | Listed for sale | $199,900 |
| 2012-10-20 | Listing removed | $259,900 |
| 2012-10-07 | Listed for sale | $259,900 |
