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332 Sterling Dr, Gatlinburg, TN, 37738

4beds
4baths
3,339sqft
$1,388,000
$416price/sqft
$9,599/moest. monthly cost
$383,960/yrincome needed

About This Home

This brand new, 4 bedroom, 4 bathroom modern mountain chalet delivers over 3,300 square feet of beautifully finished living space, all within minutes of downtown Gatlinburg's most beloved attractions. Whether you're drawn to it as a income-producing investment or a personal mountain retreat, this property checks a lot of boxes. Step outside onto one of two rear porch levels, ground level fire pit, or slip away to the private balcony off the upper level, and you'll understand why the Smokies draw people back year after year. The mountain views from this hillside setting are the kind that stop you in your tracks. Inside, the main level is anchored by an expansive great room that brings together an open living area with a large masonry fireplace, a dining space, and a full kitchen, all thoughtfully connected for easy gathering. The primary bedroom suite, also on the main level, includes a private bathroom and a walk-in closet. Head upstairs to the loft level and you'll find two additional bedrooms, each with its own private bathroom, plus an open den area. The lower level adds even more versatility, with a large recreation room, an open media and theater room, and a fourth bedroom with a private bathroom and closet. Currently on an established rental program, this property is already generating income in one of the most visited short-term rental markets in the country. The combination of size, condition, location, and layout makes this one worth a close look. Properties like this move quickly in the Smokies. Give us a call and let's walk it together.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
4/10
8/10

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab,Basement
  • Roof: Metal
  • Construction materials: Fiber Cement,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet,Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Cooktop,Electric Range,Microwave Range Hood Combo,Refrigerator,Self Cleaning Oven,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Walk-Out Access

Bathroom2

  • Level: Second
  • Area: 123.21999999999998
  • Dimensions: 12.2 x 10.1

Bathroom3

  • Level: Second
  • Area: 78.08
  • Dimensions: 12.2 x 6.4

Bathroom4

  • Level: Basement
  • Area: 101.00999999999999
  • Dimensions: 11.1 x 9.1

Bedroom2

  • Level: Second
  • Area: 216.08
  • Dimensions: 14.8 x 14.6

Bedroom3

  • Level: Second
  • Area: 161.04
  • Dimensions: 13.2 x 12.2

Bedroom4

  • Level: Basement
  • Area: 175.38
  • Dimensions: 15.8 x 11.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Den

  • Level: Second
  • Area: 256
  • Dimensions: 16 x 16

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Great Room,High Speed Internet,Kitchen Island,Kitchen/Dining Combo,Living/Dining Combo,Pantry,Solid Surface Counters,Storage,Walk-In Shower(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Luxury Vinyl,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,225
  • Finished area above ground: 2,114

Great Room

  • Features: Kitchen Island
  • Level: First
  • Area: 753.08
  • Dimensions: 28.1 x 26.8

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 3,339
  • Total interior livable area: 3,339 sqft

Master Bathroom

  • Level: First
  • Area: 118
  • Dimensions: 11.8 x 10

Master Bedroom

  • Level: First
  • Area: 231
  • Dimensions: 15.4 x 15

Other

  • Level: Basement
  • Area: 294.8
  • Dimensions: 26.8 x 11

Other

  • Level: Basement
  • Area: 33.3
  • Dimensions: 11.1 x 3

Recreation Room

  • Level: Basement
  • Area: 421.5
  • Dimensions: 28.1 x 15

Utility Room

  • Level: First
  • Area: 41.6
  • Dimensions: 8 x 5.2

Property

Details

  • Parcel number: 078127H B 04100
  • Zoning: C-2

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Covered,Deck,Patio,Porch
  • Spa features: Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.27 Acres
  • Features: City Lot,Cul-De-Sac,Irregular Lot,Near Public Transit,Sloped,Views,Wooded

Parking

  • Parking features: Asphalt,Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Inland Flooding
Cold Wave
Earthquake
Landslide
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,018$84,216
Home Insurance $454$5,448
Property Taxes $1,856$22,272
Electricity $271$3,255
Total$9,599$115,188

Income You'd Need if You Spent...

35% on housing$329,108/yr
40% on housing$287,970/yr
45% on housing$255,973/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$416This listing

vs Other Active Listings

Avg $/sqft

ZIP 37738$287
Sevier County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 37738$352
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$1,590,000
2023-10-26Sold$1,000
2017-07-06Sold$31,000
2017-06-22Pending sale$34,500
2017-02-07Listed for sale$34,500
2009-07-02Sold$62,500
2009-06-06Listed for sale$74,500

For Sale by Agent

AgentThe Jason White Team
BrokerageCentury 21 Legacy GP

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