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2138 Bluff Ridge Rd, Sevierville, TN, 37876

3beds
3baths
2,184sqft
$664,900
$304price/sqft
$4,578/moest. monthly cost
$183,120/yrincome needed

About This Home

Spacious Smoky Mountain Retreat Nestled in ''Bluff Mountain Acres Subdivision'' Fantastic location only minutes to area attractions, shopping, and Dollywood! Ideal for your primary residence, second home, or luxury investment property. Custom Built with exceptional quality throughout! This home offers over 2,200 square feet with 3 bedrooms, 2 bonus sleeping rooms, and 2.5 full bathrooms and has been meticulously maintained, basically brand new - never lived in! The floor plan lends itself to true mountain living with a generous floor plan with 2 levels of living space and designed for entertaining and relaxation for the entire family! Rustic finishes with all wood interior, luxury vinyl floors and all furnishings throughout will remain with the property! Upper level with open floor plan with cozy living room and kitchen that features solid surface counter-tops, center island with seating and stainless appliances! Spacious Master Suite with walk-in tiled shower and 2 bedrooms with bath on this level. Step down to the huge Finished lower level for the ultimate entertainment experience with small gaming room, pool table area, sitting area, bunk room for extra guest with half bath, this area is plumbed for a shower, this level includes the laundry area and mechanic's room! Additional features include one covered back porch off the kitchen area and a lower concrete porch off the family room and is wired for ''hot tub'' perfect area for quiet time or your morning coffee!! Well maintained community with no HOA fees and has year-round easy access with no steep roads and all roads are paved. Add this one to your list to view! You won't be disappointed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
4/10
6/10
Pigeon Forge High SchoolGrades 10-122.6 mi

Construction

Condition

  • Property condition: Above Average,New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Finished,Full,Heated,Interior Entry,Plumbed,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Eat-in Kitchen,Kitchen Island,Kitchen/Dining Combo,Open Floorplan
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,184
  • Total interior livable area: 2,184 sqft

Property

Details

  • Parcel number: 082h A 065.00
  • Zoning: Residential

Features

  • Stories: 2
  • Patio & porch: Back,Covered,Front Porch,Rear Porch
  • Exterior features: Balcony
  • Topography of land: Cleared, Part Wooded, Rolling Slope, Sloped

Lot

  • Lot size: 0.96 Acres
  • Lot size dimensions: 117.31 x 338.07 IRR

Parking

  • Parking features: Circular Driveway,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance $218$2,616
Property Taxes $821$9,852
Electricity $177$2,129
Total$4,578$54,936

Income You'd Need if You Spent...

35% on housing$156,960/yr
40% on housing$137,340/yr
45% on housing$122,080/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 37876$256
Sevier County$279

vs Homes Sold Last Month

Median $/sqft

ZIP 37876$323
Sevier County$286

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Price change$664,900
2026-06-19Listed for sale$699,900

New Construction

AgentDeborah Sutherland
BrokerageHighland Ridge Properties LLC

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