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364 Lake Suzanne Dr, Lake Wales, FL, 33859

2beds
2baths
1,387sqft
$284,900
$205price/sqft
$2,095/moest. monthly cost
$83,800/yrincome needed

About This Home

If you’re looking for outdoor living with your own private pool—a rare find in this community—this is your new home! Welcome to Chalet Estates on Lake Suzanne, a highly sought-after 55+ gated community. This 2-bedroom, 2-bathroom home, built in 2006, offers over 1,300 sq. ft. of living space. Recent upgrades include pool resurfacing and rescreening (2024), luxury vinyl flooring in the living room (2022), a new A/C (2023), and a new roof (2022). The open-concept floor plan features vaulted ceilings and a spacious kitchen with white cabinetry, a gas range, recessed lighting, a breakfast nook for casual dining, and a large breakfast bar overlooking the dining and living areas. The living room boasts luxury vinyl flooring and oversized sliding glass doors that open to the screened-in pool lanai—perfect for a dip in the pool, morning coffee, or an afternoon nap. The pool area already has two gas lines, ideal for adding the perfect outdoor kitchen setup. The primary bedroom also offers sliding doors to the lanai, along with a spacious walk-in closet featuring extra shelving. There is inside attic access in the primary bedroom closet. The primary bathroom includes a dual vanity, linen closet, and a tiled shower with a glass door enclosure. Additional features include security cameras, hurricane shutters, a pool safety fence, irrigation system, gutters, and a 2-car garage with door opener , retractable garage screen door , and attic stairs. The low monthly HOA fee of $200 covers lawn service for easy maintenance. Residents of Chalet Estates on Lake Suzanne enjoy fantastic amenities, including a waterfront clubhouse, heated outdoor pool, patio area, fitness center, and access to Lake Suzanne. Conveniently located near shopping, restaurants, medical facilities, hospitals, and Legoland—this home truly offers the best of Florida living!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Gas Dryer Hookup,In Garage

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters
  • Flooring: Linoleum,Luxury Vinyl

Great Room

  • Level: First
  • Area: 266
  • Dimensions: 19x14

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 1,387 sqft

Kitchen

  • Level: First
  • Area: 117
  • Dimensions: 9x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 272915864502000330
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Heated,In Ground,Screen Enclosure
  • Patio & porch: Enclosed,Patio
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters
  • Has view: Yes
  • View description: Pool
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront

Lot

  • Lot size: 5,480 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$243$2,916
Property Taxes $215$2,580
Electricity $197$2,366
Total$2,095$25,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,828/yr
40% on housing$62,850/yr
45% on housing$55,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$114
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-06Price change$284,900
2025-10-27Listed for sale$299,900
2006-05-10Sold$206,900

For Sale by Agent

AgentKathy Alexander
BrokerageCENTURY 21 WATSON & MYERS REALTY

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