4040 Carteret Dr, Winter Haven, FL, 33884
About This Home
This is a very well maintained home which is priced to sell! The property has many upgrades; a new roof in 21, new AC coil in 25, and newer countertops. It is also located close to the side entrance gate for easy access. No rear neighbors provides for a more serene atmosphere and the north facing rear screened porch is pleasantly shady and backyard has room to be expanded. This is truly Central Florida's retirement living at its best. Located in a master planned community with most exterior maintenance included for easy living and full resort-like amenities. The beautifully maintained on-site managed lakefront community clubhouse offers many opportunities for an active lifestyle. This home is move-in ready.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Den
- Level: First
- Area: 100
- Dimensions: 10x10
Dining Room
- Level: First
- Area: 117
- Dimensions: 13x9
Features
- Ceiling Fan(s),Primary Bedroom Main Floor,Stone Counters
- Window features: Blinds
- Flooring: Carpet,Ceramic Tile,Laminate,Vinyl
Foyer
- Level: First
- Area: 54
- Dimensions: 6x9
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,288
- Total interior livable area: 1,599 sqft
Kitchen
- Level: First
- Area: 168
- Dimensions: 12x14
Laundry
- Level: First
- Area: 35
- Dimensions: 5x7
Living Room
- Level: First
- Area: 266
- Dimensions: 14x19
Primary Bathroom
- Level: First
- Area: 72
- Dimensions: 12x6
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 180
- Dimensions: 15x12
Property
Details
- Parcel number: 262913687552000600
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: None
- On waterfront: Yes
- Waterfront features: Lake,Waterfront
Lot
- Lot size: 5,227 sqft
Parking
- Total spaces: 2
- Parking features: Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
- Heat Wave
- Inland Flooding
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,284 | $15,408 |
| Home Insurance * | $229 | $2,748 |
| Property Taxes | $257 | $3,084 |
| Electricity | $197 | $2,366 |
| Total | $1,967 | $23,604 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $254,000 |
| 2026-04-22 | Price change | $259,000 |
| 2026-04-04 | Listed for sale | $269,000 |
| 2018-04-05 | Sold | $167,500 |
| 2018-01-08 | Listed for sale | $169,500 |
| 2010-12-03 | Listing removed | $155,900 |
| 2010-06-02 | Listed for sale | $155,900 |
| 2006-06-23 | Sold | $210,000 |
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