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4004 Sable Loop Dr, Lake Wales, FL, 33859

4beds
3baths
2,937sqft
$529,900
$180price/sqft
$4,071/moest. monthly cost
$162,840/yrincome needed

About This Home

One or more photos have been virtually staged. Welcome to your private haven and next exciting chapter in Lake Ashton, Central Florida’s premier 55+ active-adult community, where elegance, comfort, and Florida charm blend seamlessly. This luxurious residence (with CDD Debt PAID IN FULL) offers over 2,900 square feet of custom living space, beginning with stunning double leaded-glass entry doors that open to bright, beautifully designed interiors. New Anderson windows are in the office, in back of the family room and all sliders to the veranda. New vinyl plank flooring enhanses the interior. The formal dining room is highlighted by a graceful tray ceiling, while the inviting living room centers around an elegant electric fireplace. A chef’s delight, the kitchen showcases top-of-the-line appliances, exquisite cabinetry with custom bump-ups and bump-outs, abundant drawers, gleaming granite countertops, and a spacious island with electrical service. The primary suite spans one side of the home and features a spa-like bath with a soaking tub and a large walk-in shower accented by block windows. On the opposite side, three guest bedrooms provide exceptional privacy—two sharing a full bath and one offering its own entrance and private bathroom, ideal for visitors or extended family. The expansive, shaded veranda invites effortless entertaining and quiet relaxation alike. The garage includes a custom epoxy floor, an electric screen for the car bay, and a separate golf cart door. Recent updates—such as a two-year-old A/C system, three-year-old roof, new washer and dryer, and recently replaced water heater—enhance peace of mind. With exquisite craftsmanship and thoughtful upgrades throughout, this home perfectly balances style, function, and livability. Beyond your doorstep, Lake Ashton offers two 18-hole championship golf courses, a 26,000-square-foot clubhouse, state-of-the-art Health & Fitness Center, indoor and outdoor pools, pickleball courts, bowling alley, theater, on-site restaurant, and an ever-active calendar of clubs and social events. Don’t miss the chance to make this beautifully appointed home your own—schedule your private showing today and start living your Florida dream.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 10x13

Features

  • Ceiling Fan(s),Crown Molding,Kitchen/Family Room Combo,Stone Counters,Thermostat,Tray Ceiling(s)
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,068
  • Total interior livable area: 2,937 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 352
  • Dimensions: 22x16

Property

Details

  • Parcel number: 272918865156009220
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Irrigation System,Private Mailbox,Rain Gutters
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 9,784 sqft
  • Features: City Lot,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Heat Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$452$5,424
Property Taxes $645$7,740
Electricity $295$3,546
Total$4,071$48,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,577/yr
40% on housing$122,130/yr
45% on housing$108,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 33859$114
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33859$162
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$529,900
2026-03-15Price change$549,900
2026-02-09Price change$569,900
2025-10-16Listed for sale$579,900
2025-09-29Listing removed$590,000
2025-05-16Listed for sale$590,000
2006-12-21Sold$470,900

For Sale by Agent

AgentBrad Kirwan
BrokerageGLOBAL LIFESTYLE LLC

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