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5445 Chandler Dr, Winter Haven, FL, 33880

4beds
3baths
3,010sqft
$305,000
$101price/sqft
$2,637/moest. monthly cost
$105,480/yrincome needed

About This Home

Welcome to 5445 Chandler in Winter Haven—a great opportunity for buyers looking to add their own personal touch! This home offers generous square footage and plenty of living space, giving you room to spread out, entertain, or reimagine the layout to fit your needs. The property has already seen some key updates, including a brand-new roof and fresh interior paint, providing a solid foundation for future improvements. Inside, you’ll find a functional layout with large living areas and ample space, making it ideal for those seeking both comfort and potential. While the home could use some additional updates and TLC, it presents an excellent chance for homeowners or investors to build equity and truly make it their own. Conveniently located near shopping, dining, and Winter Haven’s beautiful lakes, this property offers both space and opportunity. If you’re looking for a home with room to grow and the ability to add value, this is one you won’t want to miss!

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
3/10
Denison Middle SchoolGrades 6-84.5 mi
3/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Microwave
  • Laundry features: Inside

Bedroom2

  • Features: Coat Closet
  • Level: Second
  • Area: 140
  • Dimensions: 10x14

Bedroom3

  • Features: Coat Closet
  • Level: Second
  • Area: 168
  • Dimensions: 12x14

Bedroom4

  • Features: Coat Closet
  • Level: Second
  • Area: 208
  • Dimensions: 13x16

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First
  • Area: 247
  • Dimensions: 13x19

Features

  • Eating Space In Kitchen,High Ceilings,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,010
  • Total interior livable area: 3,010 sqft

Kitchen

  • Level: First
  • Area: 221
  • Dimensions: 13x17

Living Room

  • Level: First
  • Area: 169
  • Dimensions: 13x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 247
  • Dimensions: 13x19

Property

Details

  • Parcel number: 262901663574000330
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Sidewalk

Lot

  • Lot size: 5,772 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$290$3,480
Property Taxes $503$6,036
Electricity $302$3,635
Total$2,637$31,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,411/yr
40% on housing$79,110/yr
45% on housing$70,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$101This listing

vs Other Active Listings

Avg $/sqft

ZIP 33880$117
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33880$179
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$319,500
2026-03-17Listed for sale$325,000
2024-08-15Listing removed--
2024-07-31Listed for rent$2,675
2024-02-15Listed for sale$375,000
2012-02-20Listing removed$1,400
2011-11-17Listed for rent$1,400
2006-03-30Sold$227,900

For Sale by Agent

AgentJacob Hara
BrokerageTRANSCEND REALTY

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