228 W Howry Ave, Deland, FL, 32720
About This Home
**$20,000 SELLER CREDIT** Great opportunity to own a historic commercial property in the heart of downtown DeLand! This mixed use residential and commercial property built in 1883 is currently being used as a cafe, but has C-2 zoning and lies within DeLand's Opportunity Zone. Situated on close to an acre, this property has plenty of parking, a detached 551 sq ft 1 bedroom, 1 bathroom apartment/guesthouse (potential 2nd bedroom), and even an in-ground swimming pool!! The main house with 3,572 heated sqft features 5 bedrooms, each with their own full bathrooms, two large living areas, a dining room with fireplace, kitchen, and an office/flex room currently being used as a hostess area/store. One bedroom and bath has separate entry. It has potential to be a great true bed and breakfast just two blocks from the center of downtown and very close to Stetson University! Other opportunities include: General/Professional Offices, Financial Institutions, Beauty salons, Barbershops, Day spas, Tailor shops, Dry cleaning retail or self-service, Catering, Craft food & Beverage, Restaurant, Coffee shop, Bakery, Virtural kitchen, Medical office, College or children school/institution, Churches, Museums, Thrift shop, and so much more!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1883
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Wood Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Laundry Room
Bedroom2
- Features: No Closet
- Level: Second
Bedroom3
- Features: No Closet
- Level: Second
Bedroom4
- Features: No Closet
- Level: Second
Bedroom5
- Features: No Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 7
- Full bathrooms: 7
Features
- Ceiling Fan(s),PrimaryBedroom Upstairs
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 5,033
- Total interior livable area: 4,123 sqft
Kitchen
- Level: First
- Area: 420
- Dimensions: 20x21
Living Room
- Level: First
Primary Bedroom
- Features: No Closet
- Level: Second
Property
Details
- Parcel number: 701610000030
- Zoning: C-2
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Storage
Lot
- Lot size: 0.82 Acres
- Features: Historic District,City Lot,Oversized Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Volusia County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,528 | $30,336 |
| Home Insurance * | $360 | $4,320 |
| Property Taxes | $725 | $8,700 |
| Electricity | $414 | $4,979 |
| Total | $4,027 | $48,324 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $539,000 |
| 2026-03-26 | Price change | $569,000 |
| 2026-03-06 | Listed for sale | $595,000 |
| 2023-08-07 | Sold | $380,000 |
| 2023-07-19 | Contingent | $449,000 |
| 2023-06-15 | Price change | $449,000 |
| 2023-06-08 | Price change | $479,000 |
| 2023-05-06 | Listed for sale | $499,000 |
| 2020-08-14 | Sold | $250,000 |
| 2020-06-03 | Pending sale | $249,900 |
| 2020-04-28 | Price change | $249,900 |
| 2020-03-11 | Price change | $259,900 |
| 2020-02-09 | Listed for sale | $269,900 |
| 2020-02-05 | Pending sale | $269,900 |
| 2019-04-08 | Listed for sale | $269,900 |
| 2019-03-22 | Pending sale | $269,900 |
| 2019-03-08 | Listed for sale | $269,900 |
| 2019-02-18 | Pending sale | $269,900 |
| 2018-12-20 | Price change | $269,900 |
| 2018-12-17 | Listed for sale | $319,900 |
| 2018-12-11 | Pending sale | $319,900 |
| 2018-10-18 | Price change | $319,900 |
| 2018-08-16 | Price change | $349,900 |
| 2018-07-02 | Listed for sale | $389,900 |
| 2018-03-29 | Listing removed | $389,900 |
| 2018-03-10 | Listed for sale | $389,900 |
| 2004-08-10 | Sold | $345,000 |
| 2000-08-25 | Sold | $39,000 |
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