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3142 Whispering Trails St, Winter Haven, FL, 33884

4beds
3baths
2,203sqft
$370,000
$168price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

Minutes from Walmart, Winn Dixie, Restaurants, Shopping and Legoland, this charming home offers comfort and convenience in a prime location. Featuring a spacious layout perfect for everyday living and entertaining, its nestled in a well-maintained GATED COMMUNITY with Clubhouse, Pool and Scenic Walking Trails. Recent upgrades inlcude: Kitchen Cabinets, Tile Floors, New Stair Rails and Stair Flooring, updated Bathroom Tile Wall, Refrigerator and Oven, Back Porch, Fenced Yard and enhanced Front Landscaping and Decorative Stones. Enjoy nearby Chain of Lakes recreation, Downtown Winter Haven boutique shopping, farmers market, The Ritz Theatre and lakeside restaurants. Move-In Ready and waiting for you!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

1/10
Elbert Elementary SchoolGrades PK-52.7 mi
3/10
Denison Middle SchoolGrades 6-83.8 mi
3/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 156
  • Dimensions: 12x13

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,603
  • Total interior livable area: 2,203 sqft

Kitchen

  • Features: Built-in Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 272830850001000750
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Other

Lot

  • Lot size: 6,625 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$335$4,020
Property Taxes $589$7,068
Electricity $221$2,660
Total$3,015$36,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$119
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$370,000
2024-03-08Sold$305,000
2024-01-27Pending sale$305,000
2024-01-13Price change$305,000
2023-12-28Listed for sale$310,000
2019-08-21Listing removed$1,499
2019-08-20Listed for rent$1,499
2018-08-01Listing removed$1,475
2018-07-24Listed for rent$1,475
2016-07-27Listing removed$1,350
2015-08-13Listing removed$1,295
2015-08-05Listed for rent$1,295
2015-07-29Sold$148,900
2015-07-06Listed for sale$148,900
2015-07-06Pending sale$148,900
2015-07-02Listed for sale$148,900
2015-07-02Pending sale$148,900
2015-06-22Listed for sale$148,900
2014-12-16Sold$83,400
2014-10-15Price change$79,500
2014-10-10Listed for sale$84,900
2014-08-27Listing removed$84,900
2014-07-07Listed for sale$84,900
2014-06-27Sold$108,600
2014-05-24Pending sale$81,000
2014-05-24Listed for sale$81,000
2006-03-15Sold$185,700

For Sale by Agent

AgentGylwerd Sevilla Oviedo
BrokerageNEWBERRY REALTY & DEV GRP INC.

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