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1726 LADY FERN TRAIL, Deland, FL, 32720

4beds
3baths
2,617sqft
$419,000
$160price/sqft
$3,264/moest. monthly cost
$130,560/yrincome needed

About This Home

Under contract-accepting backup offers. Short Sale. Welcome to this 4-bedroom, 3-bath single-family home in Ridgewood Crossing, DeLand — built 2007, 2,617 sq ft on a 9,344 sq ft homesite. Solar panels by Momentum Solar are fully owned and paid off, helping keep electric bills as low as $30/month. Recent upgrades include a 2022 roof, newer AC, 2-year-old gutters, kitchen renovation with quartz countertops throughout, and quartz/marble surfaces in all three bathrooms. The professionally landscaped backyard features fruit trees, flowering plants, a 6-person hot tub, and a wooded buffer for added privacy — no neighbor on the left side. Just 7 minutes to historic downtown DeLand and 15 minutes to Blue Spring State Park.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
Deland High SchoolGrades PK,9-123.9 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Other
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,415
  • Total interior livable area: 2,617 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 791306000400
  • Zoning: R-3
  • Special condition: Short Sale

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 9,344 sqft
  • Lot size dimensions: 73 x 128

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Volusia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$302$3,624
Property Taxes $581$6,972
Electricity $263$3,160
Total$3,264$39,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,908/yr
40% on housing$97,920/yr
45% on housing$87,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.6%
6.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 32720$207
Volusia County$191

vs Homes Sold Last Month

Median $/sqft

ZIP 32720$190
Volusia County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$419,000
2026-08-04Contingent$419,000
2026-07-14Price change$419,000
2026-07-08Price change$495,000
2026-05-29Listed for sale$499,900
2026-03-25Listing removed$515,000
2026-03-21Listed for sale$515,000
2023-06-13Sold$460,000
2023-04-29Pending sale$469,995
2023-03-24Price change$469,995
2023-03-15Price change$475,000
2023-03-06Price change$485,000
2023-02-22Listed for sale$495,000
2022-11-04Sold$429,900
2022-10-05Pending sale$429,900
2022-09-25Listed for sale$429,900
2020-05-22Sold$98,900
2012-03-28Sold$155,000
2011-12-23Listing removed$155,000
2011-12-01Price change$155,000
2011-11-14Listed for sale$165,000
2007-04-27Sold$337,322

For Sale by Agent

AgentDesmond Pollock
BrokerageENCORE INVESTMENT REALTY

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