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4407 Ostedt Dr, Valparaiso, IN, 46383

2beds
1baths
981sqft
$165,000
$168price/sqft
$1,296/moest. monthly cost
$51,840/yrincome needed

About This Home

Ranch near Flint Lake. 2 bed 1 bath. Just shy of 1000 sq ft. Large kitchen. Updated bath. Great investment property. Metal roof. Covered back porch. Partially fenced yard.

Getting Around

38
WalkingCar-Dependent
16
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Valparaiso High SchoolGrades 9-121.8 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1934

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished,Storage Space,Sump Pump

Bedroom2

  • Area: 90.25
  • Dimensions: 9.5 x 9.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Area: 86.25
  • Dimensions: 11.5 x 7.5

Den

  • Area: 56.25
  • Dimensions: 7.5 x 7.5

Dining Room

  • Area: 92
  • Dimensions: 11.5 x 8.0

Features

  • Ceiling Fan(s),Pantry,Eat-in Kitchen
  • Window features: Wood Frames
  • Finished area above ground: 981

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 981
  • Total interior livable area: 981 sqft

Kitchen

  • Area: 133
  • Dimensions: 14.0 x 9.5

Laundry

  • Area: 45.5
  • Dimensions: 7.0 x 6.5

Living Room

  • Area: 240
  • Dimensions: 20.0 x 12.0

Primary Bedroom

  • Area: 106.25
  • Dimensions: 12.5 x 8.5

Property

Details

  • Parcel number: 641006382012000003
  • Zoning description: residential
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods

Lot

  • Lot size: 4,791 sqft
  • Features: Back Yard,Wooded

Parking

  • Parking features: Off Street,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$79$948
Property Taxes $199$2,388
Electricity $184$2,212
Total$1,296$15,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,434/yr
40% on housing$38,880/yr
45% on housing$34,560/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 46383$155
Porter County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 46383$168
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$174,000
2026-04-09Listed for sale$179,000

For Sale by Agent

AgentMarcy Norman
BrokerageTrendsetters Realty, LLC

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