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2840 Lois St, Portage, IN, 46368

3beds
1baths
960sqft
$226,900
$236price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

This tastefully updated Ranch is move in ready! The floor plan offers an ideal open concept layout, perfect for simple everyday living or entertaining. The Kitchen offers ample cabinet/counter space, Subway tile backsplash and sleek tile flooring. The beautiful restored hardwood floors carry through the living room and hallway.The 2 of 3 bedrooms feature new flooring, as well as, hardwood flooring underneath- offering the possibility of future re-finishing.The bathroom features a custom tiled shower and ceramic backsplash. There is a finished storage area in the attic w/ pull down ladder access. Newer Plumbing, Electric, HVAC, Roof & much more, please see attached list of updates & floor plan.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

2/10
6/10
4/10
Portage High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave,Electric Range,Dishwasher
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Area: 110.7
  • Dimensions: 12.3 x 9.0

Bedroom3

  • Area: 88
  • Dimensions: 11.0 x 8.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Crown Molding,Stone Counters,Recessed Lighting,Open Floorplan,Eat-in Kitchen
  • Window features: Bay Window(s)
  • Finished area above ground: 960

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Kitchen

  • Area: 209
  • Dimensions: 19.0 x 11.0

Living Room

  • Area: 209
  • Dimensions: 19.0 x 11.0

Primary Bedroom

  • Area: 110.7
  • Dimensions: 12.3 x 9.0

Property

Details

  • Parcel number: 640513304025000016
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 10,576 sqft
  • Features: Paved

Parking

  • Parking features: Driveway,Oversized
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,147$13,764
Home Insurance *$128$1,536
Property Taxes $182$2,184
Electricity $184$2,212
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 46368$122
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46368$162
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-03Listed for sale$226,900
2025-03-11Listing removed$228,000
2025-02-27Listed for sale$228,000
2025-02-19Contingent$228,000
2025-02-12Price change$228,000
2025-01-06Price change$229,000
2024-10-28Listed for sale$230,000
2022-06-28Sold$205,000
2022-05-26Pending sale$205,000
2022-05-20Listed for sale$205,000
2022-03-23Listing removed--
2022-03-09Listed for rent$5,400

For Sale by Agent

AgentLauren Piazza
BrokerageRealty Executives Premier

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