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95 Scotscraig Dr, Valparaiso, IN, 46385

4beds
3baths
3,190sqft
$769,000
$241price/sqft
$5,482/moest. monthly cost
$219,280/yrincome needed

About This Home

Check out this stunning 4 bed 3 bath ranch home with breathtaking back-yard views and a great layout located on the 8th hole of Aberdeen's award-winning golf course. Cathedral ceilings, freshly painted walls and ample natural light grace the foyer of this remarkable property. The modern kitchen has plenty of cabinets, a large, functional island with stainless steel appliances, granite countertops and sits adjacent to a spacious living room, creating an open concept look. The master bedroom has an ensuite with big tub and large walk in-closet and features views of the golf course. Next to the primary is another comfortable bedroom with an attached bath while two additional bedrooms at the opposite side of the house share a large, double-sink jack-n-jill bathroom. A potential fifth bedroom could also be positioned in the large, bonus room located above the garage. With a spacious, 3 car garage and a giant, unfinished basement this home has many more possibilities and potential for your design dreams. Schedule your showing now.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

7/10
10/10
Valparaiso High SchoolGrades 9-124.0 mi

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 165
  • Dimensions: 15.0 x 11.0

Bedroom3

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedroom4

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 315
  • Dimensions: 21.0 x 15.0

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12.0 x 12.0

Family Room

  • Level: Main
  • Area: 912
  • Dimensions: 38.0 x 24.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Vaulted Ceiling(s),Recessed Lighting,Kitchen Island,Double Vanity,Crown Molding
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,190

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 3,190
  • Total interior livable area: 3,190 sqft

Kitchen

  • Level: Main
  • Area: 182
  • Dimensions: 14.0 x 13.0

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8.0 x 6.0

Living Room

  • Level: Main
  • Area: 224
  • Dimensions: 16.0 x 14.0

Primary Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16.0 x 14.0

Property

Details

  • Parcel number: 640933104004000003
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Golf Course,Neighborhood

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 3.5
  • Parking features: Attached,Garage Faces Front,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3.5
  • Covered spaces: 3.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$332$3,984
Property Taxes $970$11,640
Electricity $292$3,509
Total$5,482$65,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,954/yr
40% on housing$164,460/yr
45% on housing$146,186/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$185
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Price change$769,000
2026-05-12Listed for sale$779,000
2021-01-12Sold$450,000
2020-12-02Pending sale$495,000
2020-04-21Listed for sale$495,000
2020-04-21Listing removed$3,500
2020-01-30Listed for rent$3,500
2019-03-15Listing removed$3,000
2019-02-23Listed for rent$3,000
2019-02-20Listing removed$469,900
2018-11-02Listed for sale$469,900
2016-02-16Listing removed$450,000
2015-11-12Listed for sale$450,000
2014-10-28Listing removed$2,500
2014-10-15Price change$2,500
2014-10-12Listed for rent$2,400

For Sale by Agent

AgentJeffrey Dettlo
BrokerageSpringer Real Estate Company

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