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1106 Campbell St, Valparaiso, IN, 46385

2beds
1baths
812sqft
$239,900
$295price/sqft
$1,687/moest. monthly cost
$67,480/yrincome needed

About This Home

Move right into this charming and well-maintained ranch in one of Valparaiso's most desirable locations! Situated directly across from the beautiful Ogden Botanical Gardens and within walking distance to the highly acclaimed Valparaiso schools, this home offers the perfect combination of convenience and charm. Inside, you'll find 2 comfortable bedrooms, 1 full bathroom, and a bright, inviting living space ready for its next owner. The full basement provides abundant storage or the opportunity to finish it for additional living space. Outside, enjoy a spacious backyard perfect for relaxing or entertaining, along with a HUGE 24' x 24' detached 2.5-car garage offering plenty of room for vehicles, storage, or the ideal workshop. Whether you're a first-time buyer, downsizing, or looking for a great investment, this move-in-ready home is one you won't want to miss!

Getting Around

49
WalkingCar-Dependent
17
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

9/10
10/10
Valparaiso High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1946

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave,Electric Range,Dishwasher
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Sump Pump

Bedroom2

  • Level: Main
  • Area: 99
  • Dimensions: 9.0 x 11.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: Main
  • Area: 209
  • Dimensions: 19.0 x 11.0

Features

  • Entrance Foyer,Stone Counters
  • Finished area above ground: 812

Foyer

  • Level: Main
  • Area: 18
  • Dimensions: 6.0 x 3.0

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 812
  • Total interior livable area: 812 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 13.0 x 12.0

Primary Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Property

Details

  • Parcel number: 640913355005000004
  • Special condition: None

Features

  • Levels: One
  • Fencing: Partial
  • Has view: Yes
  • View description: Neighborhood,Park/Greenbelt

Lot

  • Lot size: 6,664 sqft
  • Features: Back Yard,Near Public Transit,Front Yard,Few Trees

Parking

  • Total spaces: 2.5
  • Parking features: Detached,Driveway,Concrete,Off Street,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$103$1,236
Property Taxes $187$2,244
Electricity $184$2,212
Total$1,687$20,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,840/yr
40% on housing$50,610/yr
45% on housing$44,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$295This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$186
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$239,900
2026-07-01Listed for sale$249,900

For Sale by Agent

AgentDavid Taylor
BrokerageMcColly Real Estate

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