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122 E 632 N, Valparaiso, IN, 46383

3beds
3baths
2,375sqft
$405,000
$171price/sqft
$2,678/moest. monthly cost
$107,120/yrincome needed

About This Home

Welcome to your just like new, modern, customized ranch tucked away on this quiet street in a desirable area in Valpo. This house offers 3 beds, 3 baths PLUS an additional bonus room. The open concept kitchen, dining, and living space offer you the opportunity to host all of your gatherings. Off the kitchen you'll see the sliding glass door to your brand new deck, overlooking your over sized lot, with aged trees, and a fenced in, in the ground pool, tucked privately behind your 3 car garage! In addition to your garage you have a custom Tuff shed for extra storage. ALL LARGE TICKET ITEMS are new and this house is turn key, and ready for you to call it your home! Lets not forget it's right off the highway near Hospitals, shopping and eatery.

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

9/10
--
9/10

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Stainless Steel Appliance(s),Refrigerator,Range,Microwave,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Partially Finished,Full

Bedroom2

  • Level: Main
  • Area: 108
  • Dimensions: 12.0 x 9.0

Bedroom3

  • Level: Main
  • Area: 120
  • Dimensions: 12.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 288
  • Dimensions: 18.0 x 16.0

Dining Room

  • Level: Main
  • Area: 228
  • Dimensions: 19.0 x 12.0

Features

  • Ceiling Fan(s),Walk-In Closet(s),Recessed Lighting,Open Floorplan,Kitchen Island,Granite Counters,Double Vanity
  • Finished area above ground: 1,475

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,375
  • Total interior livable area: 2,375 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 15.0 x 12.0

Living Room

  • Level: Main
  • Area: 299
  • Dimensions: 23.0 x 13.0

Primary Bedroom

  • Level: Main
  • Area: 168
  • Dimensions: 14.0 x 12.0

Property

Details

  • Parcel number: 640731306001000006
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Private,Landscaped,Front Yard

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$195$2,340
Property Taxes $219$2,628
Electricity $217$2,612
Total$2,678$32,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,817/yr
40% on housing$80,340/yr
45% on housing$71,413/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 46383$153
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46383$168
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$405,000
2026-06-16Pending sale$405,000
2026-06-05Price change$405,000
2026-05-11Listed for sale$419,000
2025-12-05Sold$140,000
2025-11-05Pending sale$157,900
2025-09-19Price change$157,900
2025-08-27Price change$158,000
2025-08-12Price change$158,500
2025-08-01Listed for sale$159,000
2025-08-01Listing removed$175,000
2025-06-10Price change$175,000
2025-06-01Pending sale$180,000
2025-05-28Price change$180,000
2025-05-13Price change$184,000
2025-05-07Listed for sale$189,000
2025-04-28Pending sale$189,000
2025-04-23Listed for sale$189,000
2025-03-18Listing removed$219,000
2025-01-22Price change$219,000
2025-01-09Listed for sale$229,000

For Sale by Agent

AgentTraci Van Gundy
BrokerageMcColly Real Estate

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