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188 S 200 W, Valparaiso, IN, 46385

4beds
4baths
3,284sqft
$424,900
$129price/sqft
$2,884/moest. monthly cost
$115,360/yrincome needed

About This Home

HOME SWEET HOME! This spacious 4-bedroom, 4-bath ranch with a walk-out basement is tucked beneath mature trees and offers an incredible combination of comfortable living, generous storage and room to enjoy the outdoors. The moment you step inside, you will feel right at home! The kitchen features beautiful cabinetry, abundant counter space, a center island and appliances that stay. Just off the kitchen, the large living room is filled with natural light and highlighted by a stone gas fireplace, creating the perfect place to relax or gather with family and friends. The main level also includes a spacious primary suite with its own private bathroom. The walk-out basement expands the living space with a large recreation room, a second fireplace and plenty of room for entertaining, hobbies or additional living areas. Outside, enjoy the upper-level deck, lower patio and nicely sized yard surrounded by mature trees. Car lovers, hobbyists and anyone needing extra storage will appreciate the 2-car attached garage and impressive 36' x 48' pole barn, perfect for vehicles, equipment, projects or tinkering. The seller-owned water softener is also included. THIS HOME HAS THE SPACE, STORAGE AND SETTING YOU HAVE BEEN LOOKING FOR, SO SCHEDULE YOUR SHOWING TODAY!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10
Boone Grove High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1977

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Water Softener Owned,Washer,Microwave,Gas Cooktop,Dishwasher,Dryer
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Sump Pump,Full

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 13.0 x 10.0

Bedroom3

  • Level: Main
  • Area: 108
  • Dimensions: 12.0 x 9.0

Bedroom4

  • Level: Basement
  • Area: 180
  • Dimensions: 15.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Country Kitchen,Kitchen Island,Eat-in Kitchen,Entrance Foyer
  • Number of fireplaces: 2
  • Fireplace features: Basement,Living Room,Great Room,Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,642

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 3,284
  • Total interior livable area: 3,284 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 20.0 x 13.0

Laundry

  • Level: Basement
  • Area: 60
  • Dimensions: 10.0 x 6.0

Living Room

  • Level: Main
  • Area: 378
  • Dimensions: 27.0 x 14.0

Office

  • Level: Basement
  • Area: 112
  • Dimensions: 14.0 x 8.0

Office

  • Level: Basement
  • Area: 112
  • Dimensions: 14.0 x 8.0

Other

  • Level: Basement
  • Area: 516
  • Dimensions: 43.0 x 12.0

Primary Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14.0 x 13.0

Property

Details

  • Parcel number: 641209476006000018
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Rear Porch,Porch,Patio,Front Porch,Deck
  • Exterior features: Private Yard,Storage
  • Has view: Yes
  • View description: Neighborhood,Rural

Lot

  • Lot size: 0.69 Acres
  • Features: Back Yard,Rectangular Lot,Private,Landscaped,Front Yard,Few Trees

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Paved,Kitchen Level,Garage Faces Front,Driveway,Concrete,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$183$2,196
Property Taxes $252$3,024
Electricity $301$3,612
Total$2,884$34,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,880/yr
40% on housing$86,520/yr
45% on housing$76,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$186
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$424,900
2026-07-23Listed for sale$424,900
2022-06-30Sold$374,000
2022-05-17Price change$379,900
2022-05-06Listed for sale$399,900
2002-02-25Sold$160,000

For Sale by Agent

AgentBrent Wright
BrokerageMcColly Real Estate

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