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701 Pearson Rd, Porter, IN, 46304

3beds
2baths
1,310sqft
$307,500
$235price/sqft
$2,139/moest. monthly cost
$85,560/yrincome needed

About This Home

Nestled on approximately 1.16 acres of beautifully sized grounds, this 3-bedroom, 1.5-bath home offers a distinctive split level mid-century modern-inspired aesthetic clean lines, expansive windows, and an abundance of natural light throughout. The spacious living room features a limestone hearth fireplace, creating a warm focal point for the main living area. The kitchen offers a generous amount of cabinetry with a light oak finish and includes the dishwasher, refrigerator, gas range, and microwave. Just a few steps up to 2 larger bedrooms with a 3rd bedroom on the main level. The unfinished basement offers ample storage and endless possibilities for future customization. A covered courtyard provides a versatile transition space and leads to the deck, creating additional opportunities to enjoy the surrounding property. 2 car detached garage. Public water services the home, while a separate well supplies water to the exterior spigots. Conveniently located near Lake Michigan beaches and area amenities, this property combines space, character, and opportunity in a desirable location. Property is being sold AS-IS.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

8/10
9/10
Chesterton Middle SchoolGrades 7-81.6 mi
9/10

Construction

Condition

  • Year built: 1956

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom2

  • Level: Main
  • Area: 64.77
  • Dimensions: 9.11 x 7.11

Bedroom3

  • Level: Upper
  • Area: 134.64
  • Dimensions: 13.2 x 10.2

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 109.2
  • Dimensions: 13.0 x 8.4

Features

  • Other
  • Number of fireplaces: 1
  • Fireplace features: Other
  • Fireplace: Yes
  • Finished area above ground: 1,310

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,310
  • Total interior livable area: 1,310 sqft

Kitchen

  • Level: Main
  • Area: 144.53
  • Dimensions: 9.7 x 14.9

Living Room

  • Level: Main
  • Area: 218.88
  • Dimensions: 17.1 x 12.8

Primary Bedroom

  • Level: Upper
  • Area: 186.88
  • Dimensions: 14.6 x 12.8

Property

Details

  • Parcel number: 640603226003000026
  • Special condition: None

Features

  • Levels: Other
  • Patio & porch: Covered,Deck
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1.16 Acres
  • Features: Back Yard

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,554$18,648
Home Insurance *$148$1,776
Property Taxes $253$3,036
Electricity $184$2,212
Total$2,139$25,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,337/yr
40% on housing$64,170/yr
45% on housing$57,040/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$175
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$307,500
2026-07-30Listed for sale$312,500
2026-07-24Pending sale$312,500
2026-06-29Price change$312,500
2026-06-05Listed for sale$319,500

For Sale by Agent

AgentMatt Evans
BrokerageRE/MAX Lifestyles

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