1240 Ryder Rd, Chesterton, IN, 46304
About This Home
Perfectly positioned along the fairway in the gated Sand Creek community, this impressive custom residence blends grand scale living with thoughtful design and exceptional versatility. From the moment you enter, a dramatic two-story foyer sets the tone, opening to inviting living spaces and a sweeping catwalk overlooking the heart of the home. The two-story great room is anchored by a striking stone fireplace and windows framing picturesque golf course views. Designed for gathering, the kitchen offers premium appliances, a center island, walk-in pantry, and butler's pantry, all seamlessly connected to casual dining and living areas. Dual staircases provide both functionality and architectural interest throughout the home. The main-level primary suite offers a private retreat complete with a spa-inspired bath, steam shower, soaking tub, dual vanities, and walk-in closets. A home office or study with French doors is also located on the main. Upstairs, 3 spacious bedrooms each feature access to full baths, while a large bonus room offers endless possibilities as an additional bedroom, playroom, media lounge, creative studio, home office, fitness area, or hobby space -- truly adaptable to fit your lifestyle. Outdoor living shines with a 900-sq ft deck overlooking the large backyard and sweeping fairway views, creating the perfect setting for entertaining or quiet evenings at home. The finished daylight basement is designed with entertainment in mind, featuring a large recreation area, custom bar, theatre room, and hidden rooms cleverly tucked behind built-in shelving for a unique and memorable experience. The basement easily functions as a guest retreat or extended living quarters. Additional highlights include a heated 3-car garage, abundant storage throughout, and incredible flexibility to create anything you desire for your new home. Experience elevated living-where grand entertaining, everyday comfort, and breathtaking views create a truly unforgettable home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Stainless Steel Appliance(s),Range Hood,Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal
- Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room
Basement
- Area: 387.5
- Dimensions: 31.0 x 12.5
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Sump Pump,Interior Entry,Full,Daylight
Bedroom2
- Area: 256.5
- Dimensions: 19.0 x 13.5
Bedroom3
- Area: 247
- Dimensions: 19.0 x 13.0
Bedroom4
- Area: 216
- Dimensions: 16.0 x 13.5
Bedroom5
- Area: 224
- Dimensions: 16.0 x 14.0
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 2
- 3/4 bathrooms: 2
- 1/2 bathrooms: 2
Breakfast Room
- Area: 208
- Dimensions: 16.0 x 13.0
Dining Room
- Area: 181.25
- Dimensions: 14.5 x 12.5
Family Room
- Area: 494
- Dimensions: 26.0 x 19.0
Features
- Ceiling Fan(s),Walk-In Closet(s),Wet Bar,Vaulted Ceiling(s),Tray Ceiling(s),Soaking Tub,Recessed Lighting,Pantry,Open Floorplan,Kitchen Island,His and Hers Closets,High Ceilings,Granite Counters,Eat-in Kitchen,Entrance Foyer,Double Vanity,Crown Molding
- Number of fireplaces: 2
- Fireplace features: Blower Fan,Wood Burning,Great Room,Gas,Family Room,Basement
- Fireplace: Yes
- Finished area above ground: 4,345
Foyer
- Area: 221
- Dimensions: 17.0 x 13.0
Great Room
- Area: 360
- Dimensions: 20.0 x 18.0
Gym
- Area: 351.5
- Dimensions: 19.0 x 18.5
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 7,084
- Total interior livable area: 7,084 sqft
Kitchen
- Area: 228
- Dimensions: 19.0 x 12.0
Laundry
- Area: 104
- Dimensions: 13.0 x 8.0
Media Room
- Area: 288
- Dimensions: 18.0 x 16.0
Office
- Area: 149.5
- Dimensions: 13.0 x 11.5
Primary Bedroom
- Area: 399
- Dimensions: 21.0 x 19.0
Property
Details
- Parcel number: 640706476026000023
- Zoning description: residential
- Special condition: None
Features
- Levels: Two
- Patio & porch: Covered,Patio,Front Porch,Deck
- Exterior features: Private Yard,Storage,Rain Gutters
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Golf Course,Neighborhood
Lot
- Lot size: 0.74 Acres
- Features: Back Yard,Sprinklers In Rear,Sprinklers In Front,Private,Landscaped,Front Yard,Few Trees
Parking
- Total spaces: 3
- Parking features: Attached,Heated Garage,Garage Faces Side,Garage Faces Front,Driveway,Concrete,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Inland Flooding
- Strong Wind
- Heat Wave
- Lightning
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,067 | $72,804 |
| Home Insurance * | $578 | $6,936 |
| Property Taxes | $1,070 | $12,840 |
| Electricity | $649 | $7,792 |
| Total | $8,364 | $100,368 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-20 | Listed for sale | $1,289,900 |
| 2025-10-14 | Listing removed | $1,490,000 |
| 2025-09-17 | Price change | $1,490,000 |
| 2025-07-24 | Listed for sale | $1,599,999 |
| 2004-12-27 | Sold | $160,000 |
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