1054 Smallwood Trl, Valparaiso, IN, 46385
About This Home
Located in the cherished subdivision of Keystone Commons, this inspiring and memorable 2-story home is enticing! The 3,710 sq ft open-concept floor plan features re-finished hardwood on the main floor, lustrous painted white trim and a plethora of ceiling details throughout the home. The sun-drenched Breakfast Nook and Kitchen is resplendent, with granite countertops, regal white painted cabinets and S/S appliances. The Master Suite offers His/Hers closets, a matchless soaking tub and a splendid granite double-vanity. In addition to four spacious bedrooms, the 2nd Floor features a gratifying Loft/Game Room for tranquil reading or kids activities. Invite your friends over to enjoy the massive rear deck that overlooks the delightful pond, adjacent to the always refreshing in-ground pool. Only minutes from the matchless restaurants and shopping of Downtown Valpo and less than one hour from Downtown Chicago, make this memorable home the end of your rainbow!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Washer,Stainless Steel Appliance(s),Refrigerator,Microwave,Gas Water Heater,Dishwasher,Disposal,Dryer
- Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Main Level,Laundry Room
Basement
- Has basement: Yes
- Basement: Partially Finished,Unfinished,Storage Space,Sump Pump
Bedroom2
- Area: 134.43
- Dimensions: 12.1 x 11.11
Bedroom3
- Area: 151.25
- Dimensions: 12.1 x 12.5
Bedroom4
- Area: 153.9
- Dimensions: 13.5 x 11.4
Bedroom5
- Area: 328.04
- Dimensions: 27.8 x 11.8
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Area: 158.72
- Dimensions: 12.8 x 12.4
Features
- Ceiling Fan(s),Walk-In Closet(s),Tray Ceiling(s),Soaking Tub,Pantry,Open Floorplan,His and Hers Closets,High Ceilings,Granite Counters,Entrance Foyer,Double Vanity
- Window features: Blinds
- Number of fireplaces: 1
- Fireplace features: Gas,Great Room,Gas Log
- Fireplace: Yes
- Finished area above ground: 3,388
Great Room
- Area: 202.5
- Dimensions: 16.2 x 12.5
Heating
- Heating features: Forced Air,Natural Gas
Interior Area
- Total structure area: 3,710
- Total interior livable area: 3,710 sqft
Kitchen
- Area: 200.34
- Dimensions: 15.9 x 12.6
Laundry
- Area: 42.41
- Dimensions: 8.3 x 5.11
Living Room
- Area: 152.52
- Dimensions: 12.4 x 12.3
Loft
- Area: 296.7
- Dimensions: 23.0 x 12.9
Other
- Area: 150.96
- Dimensions: 13.6 x 11.1
Primary Bedroom
- Area: 207.5
- Dimensions: 16.6 x 12.5
Property
Details
- Parcel number: 640911451008000004
- Zoning description: residential
- Special condition: None
Features
- Levels: Two
- Pool features: Heated,In Ground
- Patio & porch: Covered,Rear Porch,Patio,Front Porch,Deck
- Exterior features: Private Yard,Rain Gutters
- Fencing: Back Yard,Partial,Fenced
- Has view: Yes
- View description: Pond,Water,Trees/Woods
- Has water view: Yes
- Water view: Pond,Water
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 10,454 sqft
- Features: Back Yard,Landscaped,Front Yard,Cul-De-Sac
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,945 | $35,340 |
| Home Insurance * | $251 | $3,012 |
| Property Taxes | $603 | $7,236 |
| Electricity | $340 | $4,081 |
| Total | $4,139 | $49,668 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $592,500 |
| 2026-04-08 | Pending sale | $592,500 |
| 2026-02-12 | Price change | $592,500 |
| 2025-10-20 | Listed for sale | $595,000 |
| 2019-06-20 | Sold | $355,000 |
| 2019-05-10 | Pending sale | $359,900 |
| 2019-05-07 | Listed for sale | $359,900 |
| 1998-12-11 | Sold | $283,000 |
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