See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3519 Bob White Cir, Valparaiso, IN, 46383

2beds
2baths
2,152sqft
$369,000
$171price/sqft
$2,485/moest. monthly cost
$99,400/yrincome needed

About This Home

Gently lived in and meticulously maintained, this charming patio home is ready for its next owner. Beautiful Red Oak flooring flows throughout the living areas and bedrooms, offering timeless warmth and character. The spacious living and dining room opens to a bright sunroom with access to the peaceful backyard, creating the perfect space for relaxing or entertaining. The well-appointed kitchen offers plenty of room for cooking and features a convenient breakfast area located just off the garage. A desirable split-bedroom floor plan provides privacy, with the primary suite thoughtfully separated from the additional bedroom & home office. Enjoy abundant closet space and storage throughout. Lovingly cared for and largely untouched, this home presents a wonderful opportunity to add your personal style and updates while enjoying its solid quality and exceptional layout.

Getting Around

24
WalkingCar-Dependent
19
TransitMinimal Transit
41
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Valparaiso High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Dryer,Washer,Electric Cooktop
  • Laundry features: Laundry Room,Sink,Main Level

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 172.55
  • Dimensions: 14.5 x 11.9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 88.75
  • Dimensions: 12.5 x 7.1

Den

  • Level: Main
  • Area: 185.64
  • Dimensions: 15.6 x 11.9

Dining Room

  • Level: Main
  • Area: 130.68
  • Dimensions: 13.2 x 9.9

Features

  • Ceiling Fan(s),Walk-In Closet(s),Laminate Counters,Eat-in Kitchen
  • Finished area above ground: 2,152

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,152
  • Total interior livable area: 2,152 sqft

Kitchen

  • Level: Main
  • Area: 138.03
  • Dimensions: 10.7 x 12.9

Living Room

  • Level: Main
  • Area: 303
  • Dimensions: 20.2 x 15.0

Primary Bedroom

  • Level: Main
  • Area: 172.55
  • Dimensions: 14.5 x 11.9

Sunroom

  • Level: Main
  • Area: 97.37
  • Dimensions: 10.7 x 9.1

Property

Details

  • Parcel number: 641007258011000003
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood,Park/Greenbelt

Lot

  • Lot size: 9,147 sqft
  • Features: Front Yard,Landscaped

Parking

  • Total spaces: 2.5
  • Parking features: Attached,Kitchen Level,Garage Faces Side,Driveway,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,865$22,380
Home Insurance *$178$2,136
Property Taxes $245$2,940
Electricity $197$2,367
Total$2,485$29,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,200/yr
40% on housing$74,550/yr
45% on housing$66,266/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 46383$153
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46383$168
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Price change$369,000
2026-06-05Listed for sale$394,900

For Sale by Agent

AgentDebbie Miller
BrokerageBHHS Indiana Realty

Similar Homes