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407 Michigami Trl, Porter, IN, 46304

3beds
1baths
1,117sqft
$210,000
$188price/sqft
$1,450/moest. monthly cost
$58,000/yrincome needed

About This Home

Charming three bedroom, one bathroom ranch just steps from everything downtown Chesterton has to offer! Situated on a desirable corner lot, this home features a spacious fenced backyard and a screened-in patio- perfect for relaxing, entertaining, or enjoying quiet evenings outdoors. Inside, you'll find an updated kitchen, remodeled bathroom and newly installed central air, along with a comfortable layout that offers both move-in-ready convenience and great possibilities to make the space your own. The location is hard to beat, offering easy access to local shops, restaurants, parks, and community events in the heart of town. Commuters and nature lovers alike will appreciate the close proximity to the South Shore Line train station and the beautiful trails and beaches of Indiana Dunes National Park, along with many of Northwest Indiana's favorite attractions.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

1/10
Trojan Virtual AcademyGrades 1-120.7 mi
9/10

Construction

Condition

  • Year built: 1955

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Main Level

Bedroom2

  • Area: 100
  • Dimensions: 10.0 x 10.0

Bedroom3

  • Area: 110
  • Dimensions: 11.0 x 10.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),Vaulted Ceiling(s),Pantry,Granite Counters,Eat-in Kitchen
  • Finished area above ground: 1,117

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,117
  • Total interior livable area: 1,117 sqft

Kitchen

  • Area: 112
  • Dimensions: 14.0 x 8.0

Living Room

  • Area: 224
  • Dimensions: 16.0 x 14.0

Primary Bedroom

  • Area: 110
  • Dimensions: 11.0 x 10.0

Sunroom

  • Area: 165
  • Dimensions: 15.0 x 11.0

Property

Details

  • Parcel number: 640336129012000026
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: Above Ground
  • Patio & porch: Enclosed,Patio
  • Exterior features: Storage
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 10,759 sqft
  • Features: Back Yard,Landscaped,Front Yard,Corner Lot

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$101$1,212
Property Taxes $104$1,248
Electricity $184$2,212
Total$1,450$17,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,714/yr
40% on housing$43,500/yr
45% on housing$38,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$188This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$176
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$235,000
2026-03-23Pending sale$235,000
2026-03-17Listed for sale$235,000
2024-02-09Sold$187,500
2024-01-14Contingent$199,900
2024-01-03Price change$199,900
2024-01-02Price change$204,896
2023-12-30Price change$204,897
2023-12-27Price change$204,898
2023-12-26Price change$204,899
2023-11-03Price change$204,900
2023-10-27Listed for sale$209,900
2018-08-28Sold$123,000
2018-08-01Pending sale$129,900
2018-07-06Listed for sale$129,900
2018-06-14Pending sale$129,900
2018-06-11Listed for sale$129,900

For Sale by Agent

AgentStephanie Cowger
BrokerageBlackrock Real Estate Services

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