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8324 N Genesee Rd, Mount Morris, MI, 48458

2beds
2baths
788sqft
$89,900
$114price/sqft
$914/moest. monthly cost
$36,560/yrincome needed

About This Home

Affordable, Maintenance-Free Condo Living! Welcome to this well-maintained 788 sq ft, 2-bedroom, 1.5-bath condo offering easy, low-maintenance living at a great price. The main level features a spacious living room, dedicated dining area, and a functional alley kitchen, plus a convenient half bath for guests. New carpet throughout adds a fresh feel to the space. Upstairs, you'll find two comfortably sized bedrooms and a full bathroom that's been recently updated. An unfinished basement offers great storage potential, while the attached 1-car garage adds everyday convenience. HOA dues of just $205/month cover exterior and grounds maintenance... the perfect option for buyers looking to skip the yard work and upkeep. Just move in and enjoy! Don't miss this opportunity for easy living at an affordable price.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

2/10
Haas Elementary SchoolGrades PK-51.1 mi
5/10
Genesee High SchoolGrades 6-121.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Basement,Poured
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: Townhouse
  • Architectural style: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free Standing Electric Range,Free Standing Refrigerator

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom

  • Level: Second
  • Area: 110
  • Dimensions: 11 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area above ground: 788

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 788 sqft

Kitchen

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Living Room

  • Level: Entry
  • Area: 242
  • Dimensions: 22 X 11

Other

  • Level: Second
  • Area: 45
  • Dimensions: 9 X 5

Other

  • Level: Entry
  • Area: 20
  • Dimensions: 5 X 4

Primary Bedroom

  • Level: Second
  • Area: 170
  • Dimensions: 17 X 10

Property

Details

  • Parcel number: 1102503007
  • Special condition: Short Sale No,Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevelwSteps
  • Pool features: None

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$95$1,140
Property Taxes $177$2,124
Electricity $188$2,259
Total$914$10,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,337/yr
40% on housing$27,420/yr
45% on housing$24,373/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 48458$65
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48458$113
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Price change$84,900
2026-07-20Listed for sale$89,900
2005-02-17Sold$51,000
2004-11-03Sold$51,000
2000-08-21Sold$42,000

For Sale by Agent

AgentNatalie Fox
BrokerageRed Fox Realty LLC

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