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3105 Raywood St, Flint, MI, 48504

2beds
1baths
704sqft
$39,900
$57price/sqft
$566/moest. monthly cost
$22,640/yrincome needed

About This Home

Affordable, adorable, and move-in ready! This well-maintained 2-bedroom ranch is proof that great things come in small packages. Pride of ownership shines throughout with regular furnace servicing and excellent care over the years. All kitchen appliances are included, making your move even easier. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this home is an incredible opportunity at just $39,900. Immediate possession available. Don't let this one ride off into the sunset—schedule your showing today!

Getting Around

45
WalkingCar-Dependent
30
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

2/10
Hamady Middle SchoolGrades 7-81.7 mi
4/10

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Crawl Space
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Entry
  • Area: 96
  • Dimensions: 12 X 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 704

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total interior livable area: 704 sqft

Kitchen

  • Level: Entry
  • Area: 80
  • Dimensions: 10 X 8

Laundry

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Living Room

  • Level: Entry
  • Area: 198
  • Dimensions: 18 X 11

Other

  • Level: Entry
  • Area: 42
  • Dimensions: 7 X 6

Primary Bedroom

  • Level: Entry
  • Area: 132
  • Dimensions: 12 X 11

Property

Details

  • Parcel number: 1434577025
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None

Lot

  • Lot size: 5,662 sqft
  • Lot size dimensions: 60 x 96 x 60 x 96

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $201$2,412
Home Insurance *$136$1,632
Property Taxes $41$492
Electricity $188$2,259
Total$566$6,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$19,405/yr
40% on housing$16,980/yr
45% on housing$15,093/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 48504$26
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48504$51
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$39,900
2019-01-03Sold$10,000
2015-10-05Listing removed$475
2015-09-14Listed for rent$475
2015-05-01Listing removed$475
2015-03-04Listed for rent$475
2014-04-08Listing removed$400
2014-03-20Listed for rent$400
2011-12-02Listing removed$500
2011-10-27Listed for rent$500
2007-02-27Sold$10,000
2006-04-24Sold$25,314
2004-06-02Sold$28,000
1999-10-26Sold$17,000

For Sale by Agent

AgentJeanna Gooch
BrokerageThe Brokerage Real Estate Enthusiasts

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