197 Catherine Heights Rd, Hot Springs, AR, 71901
About This Home
Welcome to Spencer Springs - which has been described as a peaceful boutique community. It is a private. secluded, and gated community and yet it is conveniently located near Lakeside School and Lake Catherine. This home features an open floor plan with high ceilings. It is spacious with a large main suite and an ample walk in closet. Relax on the covered patio and unwind with friends. This one is worth seeing before buying anything else. POA covers gated entry, sprinkler system, grounds including your lawn, water features, and pond maintenance. New HVAC system installed Feb 2026 - Rudd.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Range,Dishwasher,Refrigerator
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Kitchen/Dining Combo,Living/Dining Combo,Breakfast Bar
Features
- Primary Bedroom/Main Lv,Guest Bedroom/Main Lv,Guest Bedroom Apart,All Bedrooms Down,3 Bedrooms Same Level
- Door features: Insulated Doors
- Window features: Insulated Windows
- Flooring: Carpet,Wood,Tile
- Fireplace features: Woodburning-Site-Built
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,886
- Total interior livable area: 1,886 sqft
Property
Details
- Parcel number: 40061080006000
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Deck
Lot
- Features: Level
Parking
- Total spaces: 2
- Parking features: Garage,Two Car,Garage Door Opener
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Arkansas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,613 | $19,356 |
| Home Insurance | $243 | $2,916 |
| Property Taxes | $127 | $1,524 |
| Electricity | $136 | $1,638 |
| Total | $2,119 | $25,428 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $319,000 |
| 2026-03-30 | Price change | $330,000 |
| 2026-02-12 | Listed for sale | $350,000 |
| 2026-01-19 | Contingent | $289,900 |
| 2025-12-05 | Price change | $289,900 |
| 2025-11-03 | Price change | $380,000 |
| 2025-07-29 | Price change | $299,900 |
| 2025-06-24 | Price change | $309,900 |
| 2025-06-06 | Listed for sale | $320,000 |
| 2023-07-28 | Sold | $353,500 |
| 2022-06-06 | Listing removed | $299,900 |
| 2016-06-24 | Listing removed | $198,000 |
| 2016-03-05 | Price change | $198,000 |
| 2016-03-04 | Price change | $239,900 |
| 2015-11-26 | Listed for sale | $198,000 |
| 2015-10-04 | Listing removed | $198,000 |
| 2015-10-02 | Price change | $198,000 |
| 2015-08-17 | Price change | $239,900 |
| 2015-06-01 | Listed for sale | $198,000 |
| 2014-09-03 | Listing removed | $32,500 |
| 2014-08-30 | Listed for sale | $32,500 |
| 2014-07-19 | Listing removed | $32,500 |
| 2014-04-07 | Sold | $227,500 |
| 2014-03-06 | Price change | $32,500 |
| 2013-11-16 | Price change | $189,900 |
| 2013-09-24 | Listed for sale | $197,500 |
| 2013-07-16 | Sold | $209,000 |
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