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705 N Bay Shore Dr, Milton, DE, 19968

2beds
2baths
754sqft
$795,000
$1,054price/sqft
$4,640/moest. monthly cost
$185,600/yrincome needed

About This Home

Coastal living in Broadkill Beach. Only a short distance to Lewes. This well cared for cottage offers extra living space with an art studio and oversized detached garage with living space above. Set on a double lot. Just walk across the street to the beach. Features include a sun room surrounded by glass that leads to a wrap around deck. The kitchen is nicely equipped and opens to the living room. The family room offers plenty of daylight. The art studio is a separate building. The garage offers a large living space above, a powder room and laundry closet. An outdoor shower and shed are also included. This property has a lot to offer and is worth a look.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

5/10
Mariner Middle SchoolGrades 6-86.9 mi
8/10
Cape Henlopen High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Coastal,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bathroom1

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 754

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 754
  • Total interior livable area: 754 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 23503.1652.00
  • Zoning: MR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Waterfront features: Cove

Lot

  • Lot size: 10,454 sqft

Parking

  • Total spaces: 2
  • Parking features: Oversized,Other,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Winter Weather
Wildfire
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$125$1,500
Property Taxes $245$2,940
Electricity $251$3,021
Total$4,640$55,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,085/yr
40% on housing$139,200/yr
45% on housing$123,733/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,054This listing

vs Other Active Listings

Avg $/sqft

ZIP 19968$237
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19968
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-12Listed for sale$795,000

For Sale by Agent

AgentTom Riccio
BrokerageRE/MAX Point Realty

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