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32902 Horsey Church Rd, Laurel, DE, 19956

2beds
1baths
1,200sqft
$230,000
$192price/sqft
$1,657/moest. monthly cost
$66,280/yrincome needed

About This Home

Discover the potential of this unique property located at 32902 Horsey Church Rd in Laurel, Delaware. Set on a cozy 0.34+/- acre lot, this charming home offers a quiet, relaxed lifestyle in a peaceful setting. The main residence features 2 bedrooms and 1 full bathroom with a bonus room that could be used as a third bedroom (please note the current septic only supports a 2BR home), providing a comfortable living space with plenty of character. In addition to the main home, this property includes an additional shed that has been utilized as extra living space—perfect for a home office, hobby room, or guest area. You can enjoy the benefits of quiet countryside living while remaining within easy reach of the local amenities and community offerings of Laurel. Property is being sold AS-IS, WHERE-IS, with no guarantees or warranties.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

4/10
Laurel Elementary SchoolGrades 1-61.4 mi
3/10
Laurel Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Stick Built

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven/Range - Gas,Refrigerator,Water Heater,Exhaust Fan,Microwave,Washer,Dryer,Ice Maker
  • Laundry features: Main Level

Bathroom1

  • Level: Main

Bedroom1

  • Level: Upper

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Screens,Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Wall Unit,Electric
  • Cooling features: Ductless,Electric

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: 2+ Access Exits

Details

  • Parcel number: 43207.0063.00
  • Zoning: AR-1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Play Equipment

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 125.00 x 125.00

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Winter Weather
Drought
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Delaware Counties

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$116$1,392
Property Taxes $127$1,524
Electricity $251$3,021
Total$1,657$19,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,811/yr
40% on housing$49,710/yr
45% on housing$44,186/yr

Delaware FAIR Plan Programs

Insurance Placement Facility of Delaware

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,170Commercial: 57
Total Premiums$607,000
Total Exposure$249.53M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 8.7%
8.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 19956$147
Sussex County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 19956
Sussex County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$230,000
2026-06-16Listed for sale$230,000
2026-05-28Listing removed$230,000
2026-05-13Listed for sale$230,000
2017-06-22Sold$42,000

For Sale by Agent

AgentRussell Griffin
BrokerageKeller Williams Realty

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