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1308 South St, La Porte City, IA, 50651

5beds
3baths
3,590sqft
$415,000
$116price/sqft
$3,345/moest. monthly cost
$133,800/yrincome needed

About This Home

Spacious and beautifully maintained 5-bedroom, 3-bath ranch situated on a stunning half-acre corner lot! This inviting home offers the perfect blend of comfort and functionality, featuring 3 bedrooms on the main level plus a dedicated office that could easily serve as a 4th bedroom. Enjoy the bright, airy sunroom ideal for relaxing or entertaining year-round. The finished lower level expands your living space with 2 additional bedrooms, plus a non conforming bedroom perfect for an office, gym, or hobby space. Car enthusiasts and entertainers will love the attached oversized 4-stall tandem garage offering exceptional room for storage, a workshop or gatherings. Step outside and enjoy the meticulously landscaped yard, offering both privacy and curb appeal in a picturesque setting. With generous space inside and out, this home is perfect for everyday living and entertaining alike. Don’t miss this incredible opportunity!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
6/10
Union Middle SchoolGrades 6-811.5 mi
7/10
Union High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dishwasher,Disposal,MicroHood,Refrigerator,Water Softener

Basement

  • Has basement: Yes
  • Basement: Concrete,Radon Mitigation System

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace features: None
  • Finished area below ground: 1,700

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,590 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 871236285013
  • Zoning: R-1
  • Special condition: Standard

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 120x192

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Oversized,Tandem
  • Covered spaces: 3
  • Carport spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$397$4,764
Property Taxes $583$6,996
Electricity $267$3,213
Total$3,345$40,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,685/yr
40% on housing$100,350/yr
45% on housing$89,200/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.2%
13.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 50651$194
Black Hawk County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 50651$94
Black Hawk County$123

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$425,000
2026-03-30Listed for sale$430,000
2025-11-03Listing removed$419,900
2025-09-30Price change$419,900
2025-07-29Price change$425,000
2025-06-03Listed for sale$435,000
2013-07-10Sold$225,000

For Sale by Agent

AgentKarlie Henderson
BrokerageLPT Realty, LLC

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