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3904 Harvard St, Lake Charles, LA, 70607

2beds
1baths
1,113sqft
$130,000
$117price/sqft
$1,014/moest. monthly cost
$40,560/yrincome needed

About This Home

Charming 2-bedroom, 1-bath vinyl-sided home conveniently located near McNeese State University, restaurants, and shopping. This refreshed home features original wood floors, new laminate flooring in the kitchen and dining area, and vinyl flooring in the spacious laundry room, recently installed windows, back door and storm door and freshened paint. The kitchen offers numerous cabinets, a barstool seating area, pantry, and dining space. This well maintained home also features a spacious backyard with a beautiful magnolia tree and chain link fencing. HVAC is approximately 11 years old, and the water heater is approximately 7 years old. The architectural shingle roof was installed in 2021. Additional features include a one-car aluminum carport and a laundry room large enough to accommodate an additional bathroom.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
6/10
2/10
Lagrange High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Range Hood
  • Laundry features: Inside,Laundry Room

Bedroom1

  • Level: Lower
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,233
  • Total interior livable area: 1,113 sqft

Kitchen

  • Level: Lower
  • Dimensions: 16x20

Laundry

  • Level: Lower
  • Dimensions: 10x12

Living Room

  • Level: Lower
  • Dimensions: 16x20

Property

Details

  • Parcel number: 00344281
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Pool features: None
  • Fencing: None

Lot

  • Lot size: 8,363 sqft
  • Features: Other
  • Lot size dimensions: 49.8 x 167.8

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Hail
Ice Storm
Coastal Flooding
Heat Wave
Strong Wind

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$160$1,920
Property Taxes $50$600
Electricity $147$1,773
Total$1,014$12,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,765/yr
40% on housing$30,420/yr
45% on housing$27,040/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 70607$99
Calcasieu Parish$111

vs Homes Sold Last Month

Median $/sqft

ZIP 70607$133
Calcasieu Parish$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-27Listed for sale$130,000

For Sale by Agent

AgentKimberlee J Granger
BrokerageCENTURY 21 Bessette Flavin

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