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45940 Miller Loop Rd, Kenai, AK, 99611

4beds
3baths
2,132sqft
$320,000
$150price/sqft
$2,312/moest. monthly cost
$92,480/yrincome needed

About This Home

Huge reduction!! This is a spacious, sunny 4-bdrm home on 4.4 acres of great ground, with a new roof, heating system, and water heater! Just minutes to Kenai. This home comes with 70 boxes of brand-new LVP flooring, ready for your finishing touches. This huge lot has room for your RV, boat, garden, guest cabins, horses, chickens, and more. Build equity right away. As-is, estate sale

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Laminate Counters
  • Window features: Window Coverings
  • Flooring: Carpet,Luxury Vinyl,Other,See Remarks,Vinyl
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,132
  • Total interior livable area: 2,132 sqft

Property

Details

  • Parcel number: 01725071
  • Zoning: UNZ
  • Zoning description: Not Zoned

Features

  • Levels: Multi/Split,Two
  • Stories: 2
  • Waterfront features: None,No Access
  • Topography of land: Level
  • Horses can be raised: Yes

Lot

  • Lot size: 4.40 Acres
  • Features: Fire Service Area,Horse Property,Poultry Allowed,Road Service Area

Parking

  • Total spaces: 1
  • Parking features: RV Access/Parking,Attached,Heated Garage,No Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheVery High
  • Earthquake
    EarthquakeVery High
  • Winter Weather
    Winter WeatherVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Avalanche
Earthquake
Winter Weather
Wildfire

FEMA Declared Disasters in Kenai Peninsula Borough and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance $106$1,272
Property Taxes $233$2,796
Electricity $355$4,264
Total$2,312$27,744

Income You'd Need if You Spent...

35% on housing$79,268/yr
40% on housing$69,360/yr
45% on housing$61,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -0.9%
-0.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$150This listing

vs Other Active Listings

Avg $/sqft

ZIP 99611$194
Kenai Peninsula Borough$249

vs Homes Sold Last Month

Median $/sqft

ZIP 99611
Kenai Peninsula Borough$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$320,000
2026-08-01Price change$320,000
2026-07-18Price change$395,000
2026-07-01Listed for sale$459,000

For Sale by Agent

AgentKevin L Lauver
BrokerageCentury 21 Realty Solutions Freedom Branch

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