28 Hamilton Place, Richford, VT, 05476
About This Home
Newly renovated!!! Ideal Owner-Occupied or Investment Opportunity. Step into timeless charm with this well-maintained 2-unit Victorian duplex located in the heart of downtown Richford. A rare opportunity for owner-occupants or savvy investors, this property boasts a strong rental history, with long-term tenant in place. Unit 1 is currently vacant and was previously rented to the same tenants for 20 years. This spacious unit spans two floors, featuring a sunny living room, dining room, bonus room with abundant natural light, full kitchen, and bathroom with first floor laundry. Upstairs, you’ll find two comfortable bedrooms and a second full bath with plenty of storage space. Unit 2 offers a cozy one-bedroom layout with a private deck—perfect for relaxing. This unit has been home to the same reliable tenant for the past 15 years. Both units are equipped with washer and dryer hookups. Additional storage is available in the two-level Victorian carriage barn that can be easily converted to a 2-car garage as it was originally. Conveniently located just 30 minutes from Jay Peak’s Four-Season Resort, enjoy year-round activities including skiing, hiking, biking, swimming and the indoor water park. Only 40 minutes to both St. Albans and Newport City, and minutes from local amenities including dental and medical offices, pharmacy, grocery stores, restaurants, and more. Outdoor enthusiasts will love the access to fishing, snowmobiling, canoeing, four-wheeling, and bike trails—all nearby. Whether you’re looking to live in one unit and rent the other, or expand your investment portfolio, this property is a must see!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Stone
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Victorian
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Dirt Floor,Full,Sump Pump,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Flooring: Carpet,Vinyl,Wood
- Finished area below ground: 0
- Finished area above ground: 2,112
Heating & Cooling
- Heating features: Propane,Floor Furnace,Individual,Monitor Type,Radiator
- Cooling features: None
Interior Area
- Total structure area: 3,168
- Total interior livable area: 2,112 sqft
Property
Details
- Parcel number: 51616210412
- Zoning description: Res.
Features
- Levels: Two
- Patio & porch: Porch,Covered Porch
- Exterior features: Garden,Natural Shade
Lot
- Lot size: 5,227 sqft
- Features: Level,Sidewalks,Street Lights,Trail/Near Trail,Walking Trails,In Town,Near Skiing,Near Snowmobile Trails,Neighborhood,Near School(s)
Parking
- Total spaces: 2
- Parking features: Gravel,Barn,Detached,Driveway,Off Street,On Site
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Ice Storm
- Landslide
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance | $183 | $2,196 |
| Property Taxes | $303 | $3,636 |
| Electricity | $268 | $3,224 |
| Total | $2,068 | $24,816 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-22 | Listed for sale | $259,900 |
| 2025-10-21 | Listing removed | $249,000 |
| 2025-09-30 | Price change | $249,000 |
| 2025-08-05 | Listed for sale | $259,000 |
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