




540 Route 7, Swanton, VT, 05488
About This Home
Highgate Home with Detached 2-Car Garage on 2.51± Acres This 2.51± acre property along the U.S. Route 7 corridor offers a practical combination of land, accessibility, and residential flexibility. Set back from the roadway, the single-family home provides privacy while remaining close to local services and major routes. The home offers two heat sources, providing options for seasonal comfort and added reliability. The layout works well for full-time living, rental use, or as a starting point for future updates or improvements. A key feature is the spacious detached 2-car garage, offering ample room for vehicles, tools, equipment, or workshop needs. The home also includes a nicely sized deck that expands the outdoor living space and provides a convenient area for seating, grilling, or enjoying views of the surrounding yard. The 2.51± acres offer a mix of open yard space and light tree cover, creating options for gardening, pets, small projects, or general outdoor activities. The lot size remains manageable while still providing more room than a typical residential parcel, and the natural buffer adds a sense of separation from neighboring properties. The location provides easy access to nearby amenities, including shopping, dining, schools, and village services. Interstate 89 is a short distance away, allowing efficient travel to St. Albans, Burlington, and the Canadian border. Outdoor recreation is close by, with Lake Champlain, the Missisquoi National Wildlife Refuge, an
Getting Around
Schools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Concrete
- Roof: Metal
- Construction materials: Wood Frame,Vinyl Exterior
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Ranch
Interior
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Finished area below ground: 1,248
- Finished area above ground: 1,330
Heating & Cooling
- Heating features: Oil,Wood Furnace
- Cooling features: None
Interior Area
- Total structure area: 2,721
- Total interior livable area: 2,578 sqft
Property
Details
- Parcel number: 29109210961
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Frontage length: Road frontage: 297
Lot
- Lot size: 2.51 Acres
- Features: Agricultural,Wooded,Neighborhood
Parking
- Total spaces: 2
- Parking features: Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Vermont Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance | $159 | $1,908 |
| Property Taxes | $27 | $324 |
| Electricity | $327 | $3,935 |
| Total | $2,914 | $34,968 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-26 | Listed for sale | $475,000 |
