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2446 Carter Hill Road, Swanton, VT, 05488

3beds
3baths
2,008sqft
$485,000
$242price/sqft
$2,894/moest. monthly cost
$115,760/yrincome needed

About This Home

Welcome to a home where exceptional craftsmanship, timeless character, and meticulous care come together on 1.75 beautifully landscaped acres. Offering over 2,000 square feet of thoughtfully designed living space, this stunning three-bedroom, three-bathroom residence is the perfect blend of warmth, functionality, and style. From the moment you arrive, the exceptional curb appeal, paved driveway, oversized detached two-car garage with loft space, and inviting covered porches set the tone for what awaits inside. Rich natural hardwood floors flow throughout the home, complemented by quality windows that fill each room with abundant natural light. At the heart of the home is a truly remarkable artisan-inspired kitchen featuring custom finishes, live-edge open shelving, and an inviting atmosphere that's equally suited for everyday living and entertaining. Upstairs, the expansive primary living space offers a luxurious retreat highlighted by a beautifully tiled open-concept walk-in shower and thoughtfully appointed bath. The walkout basement provides additional versatility, while every inch of the home reflects pride of ownership and careful attention to detail. Outside, the grounds are equally impressive, with mature landscaping, peaceful outdoor living spaces, and an expansive vegetable garden ready for your next growing season. Beautifully maintained and impeccably cared for, this is more than just a house—it's a place you'll be proud to call home. Properties offering this level of quality, character, and setting are rare. This exceptional home is truly a must-see.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
Highgate SchoolGrades PK-60.9 mi
4/10
Missisquoi Valley Uhsd #7Grades 7-123.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Concrete
  • Roof: Corrugated,Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Concrete,Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen/Dining,Primary BR w/ BA,Natural Light,Natural Woodwork
  • Flooring: Carpet,Hardwood,Laminate
  • Finished area below ground: 0
  • Finished area above ground: 2,008

Heating & Cooling

  • Heating features: Oil,Baseboard,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,504
  • Total interior livable area: 2,008 sqft

Property

Details

  • Parcel number: 29109210025
  • Zoning description: Residential

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Enclosed Porch
  • Exterior features: Natural Shade

Lot

  • Lot size: 1.75 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance $163$1,956
Property Taxes $24$288
Electricity $255$3,065
Total$2,894$34,728

Income You'd Need if You Spent...

35% on housing$99,222/yr
40% on housing$86,820/yr
45% on housing$77,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 05488$197
Franklin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 05488$200
Franklin County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Price change$485,000
2026-07-09Listed for sale$499,900
2003-11-05Sold$169,000

For Sale by Agent

AgentThe Paul Martin Team
BrokerageM Realty

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