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32643 W 172nd St, Gardner, KS, 66030

4beds
3baths
1,395sqft
$310,000
$222price/sqft
$2,217/moest. monthly cost
$88,680/yrincome needed

About This Home

Welcome to this inviting front/back split in Gardner’s St. Johns Trace! This 4-bedroom, 2.5-bath home offers 1,395 finished square feet with a functional layout, vaulted ceilings, and a cozy gas fireplace in the living room. The kitchen/dining combo features luxury vinyl flooring and easy access to the deck, making everyday living and entertaining simple. The primary suite includes a double vanity and shower, with two additional bedrooms on the same level. The walk-out lower level adds a 4th bedroom, half bath, laundry space, and extra flexibility for an office, guest space, hobby room, or additional living area. Outside, enjoy a level city lot with a wood privacy fence, deck, patio, and attached 2-car garage. No HOA and a convenient Gardner location make this one a must-see!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Madison Elementary SchoolGrades PK-41.1 mi
7/10
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Refrigerator,Washer,Water Purifier,Water Softener
  • Laundry features: In Basement,In Bathroom

Basement

  • Has basement: Yes
  • Basement: Basement BR,Partial,Walk-Out Access

Bathroom2

  • Features: Ceramic Tiles,Shower Over Tub
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s),Luxury Vinyl
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Luxury Vinyl
  • Level: Second

Bedroom4

  • Features: Carpet,Ceiling Fan(s)
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Luxury Vinyl
  • Level: Second

Features

  • Ceiling Fan(s),Vaulted Ceiling(s)
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 275
  • Finished area above ground: 1,120

Half Bath

  • Level: Basement

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,395
  • Total interior livable area: 1,395 sqft

Kitchen

  • Features: Laminate Counters,Luxury Vinyl
  • Level: Second

Living Room

  • Features: Ceiling Fan(s),Fireplace,Wood Floor
  • Level: Main

Master Bathroom

  • Features: Double Vanity,Luxury Vinyl,Shower Only
  • Level: Second

Master Bedroom

  • Features: Ceiling Fan(s),Luxury Vinyl
  • Level: Second

Property

Details

  • Parcel number: CP825000000190

Features

  • Patio & porch: Deck,Patio
  • Fencing: Privacy,Wood

Lot

  • Lot size: 9,430 sqft
  • Features: City Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Inland Flooding

FEMA Declared Disasters Across Kansas Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$200$2,400
Property Taxes $289$3,468
Electricity $161$1,935
Total$2,217$26,604
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,011/yr
40% on housing$66,510/yr
45% on housing$59,120/yr

Kansas FAIR Plan Programs

Kansas All-Industry Placement Facility

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 11,507Commercial: 209
Total Premiums$9.41M
Total Exposure$949,000

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 1.6%
1.6%
0%15.0%
Property Taxes Growth Rate2-year average: 2.2%
2.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 66030$183
Johnson County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 66030$193
Johnson County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$310,000
2026-07-09Listed for sale$310,000
2019-11-14Sold--
2019-10-16Pending sale$205,000
2019-10-01Price change$205,000
2019-09-20Listed for sale$215,000
2009-03-15Listing removed$140,000
2008-12-26Listed for sale$140,000

For Sale by Agent

AgentCrossroads RE Group
BrokerageKW Diamond Partners

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