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194 S Bingham Street, Cornwall, VT, 05753

3beds
3baths
2,876sqft
$775,000
$269price/sqft
$5,463/moest. monthly cost
$218,520/yrincome needed

About This Home

NEW PRICE + UPDATED TOWN LISTER CARD. The Town of Cornwall's updated lister card reflects a value of $784,900 at 95% completion. Since that assessment, the newly finished sunroom has been completed, bringing the home to 100% completion. Set on a former orchard just minutes from downtown Middlebury in the sought-after West Cornwall Village, this custom-built home blends Vermont character, open land, and thoughtful craftsmanship in a setting that feels both peaceful and connected. Designed and built with pride by the owner, a professional carpenter, the home was created to embrace the surrounding landscape, unforgettable sunsets, and Adirondack mountain views while offering modern systems and flexible living spaces. Mature apple trees, cedar privacy plantings, open lawn, berry patches, and neighboring conserved farmland create a beautiful natural setting with frequent wildlife sightings and wide-open skies. Inside, farmhouse-inspired warmth meets everyday functionality, with an eat-in kitchen featuring induction cooking and Bosch appliances and multiple flexible living and dining areas. A bright, newly finished sunroom is lined with oversized windows, warmed by a new gas fireplace, and enhanced by a heat pump. Just off the kitchen, the 3-season side entry with pellet stove offers another comfortable flex space. The finished lower level provides cozy lounge space with a wood stove and New Hampshire stone accents. The oversized 28x40 garage/workshop with upper storage provides exceptional space for hobbies, equipment, or future possibilities. Enjoy the best of Addison County living just minutes to downtown Middlebury, Middlebury College, dining, shopping, trails, skiing, golfing, and Lake Champlain access. A rare blend of privacy, usable land, mountain views, and location.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Bingham Memorial SchoolGrades PK-52.1 mi
6/10
9/10
Middlebury Senior Uhsd #3Grades 9-125.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Range Hood,Microwave,Refrigerator,Washer,Owned Water Heater,Induction Cooktop
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Concrete Floor,Full,Partially Finished,Interior Stairs,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Kitchen/Dining,Primary BR w/ BA
  • Flooring: Carpet,Hardwood,Laminate,Wood
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 280
  • Finished area above ground: 2,596

Heating & Cooling

  • Heating features: Oil,Pellet Stove,Baseboard,Heat Pump,Gas Fireplace
  • Cooling features: Wall Unit(s),Mini Split

Interior Area

  • Total structure area: 3,428
  • Total interior livable area: 2,876 sqft

Property

Accessibility

  • Accessibility features: 1st Floor 1/2 Bathroom,Laundry Access w/No Steps,Bathroom w/Step-in Shower,Hard Surface Flooring,1st Floor Laundry

Details

  • Parcel number: 16205110057
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Building,Garden
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s)
  • Frontage length: Road frontage: 215

Lot

  • Lot size: 5 Acres
  • Features: Country Setting,Level,Orchard(s)

Parking

  • Total spaces: 4
  • Parking features: Gravel,Storage Above,Driveway,Garage,On Site,Parking Spaces 3 - 5,Barn
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Vermont Counties

Flood
Mud Landslide
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance $231$2,772
Property Taxes $949$11,388
Electricity $365$4,390
Total$5,463$65,556

Income You'd Need if You Spent...

35% on housing$187,302/yr
40% on housing$163,890/yr
45% on housing$145,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 05753$234
Addison County$257

vs Homes Sold Last Month

Median $/sqft

ZIP 05753
Addison County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$769,900
2026-06-18Price change$775,000
2026-05-12Listed for sale$819,000
2007-09-11Sold$175,000

For Sale by Agent

AgentSue Walsh
BrokerageBHHS Vermont Realty Group/Middlebury

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