415 Division St W, Faribault, MN, 55021
About This Home
Step back in time into the wonder of this amazing turn of the Century home. This is Faribault‘s famous Bruce Smith house. It regally sits atop a hill near downtown, with easy access to many amenities. You will instantly fall in love with the adorable wraparound porch, perfect for evenings spent visiting with family and friends. You will step inside and instantly appreciate the amazing original woodwork and hardwood floors. The dining room features a gorgeous built-in buffet. Upstairs, you will find four bedrooms with wonderful walk-in closets and a full bathroom. The main floor features a cozy den/library that can double as a bedroom, an additional bedroom, and a handicap-accessible bathroom. The kitchen is perfect for preparing meals to celebrating life‘s moments with all your loved ones. The basement features a shop perfect for the tinkerer in your family. The bonus room is ideal for family movie nights or hanging out. The laundry, storage room, and additional bathroom round out the lower level. You will love the gazebo on the side of the home, ideal for enjoying the beautiful flower gardens and nature. The backyard boasts an enormous fenced-in yard perfect for outdoor activities. This home holds so much history. It is a must-see.
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished,Storage Space
Bedroom
- Level: Main
- Area: 165
- Dimensions: 11x15
Bedroom2
- Level: Upper
- Area: 272
- Dimensions: 16x17
Bedroom3
- Level: Upper
- Area: 192
- Dimensions: 12x16
Bedroom4
- Level: Upper
- Area: 180
- Dimensions: 12x15
Bedroom5
- Level: Upper
- Area: 63
- Dimensions: 7x9
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/4 bathrooms: 1
Den
- Level: Main
- Area: 195
- Dimensions: 13x15
Dining Room
- Level: Main
- Area: 160
- Dimensions: 10x16
Family Room
- Level: Lower
- Area: 132
- Dimensions: 11x12
Features
- Number of fireplaces: 1
- Fireplace features: Other
- Fireplace: Yes
- Finished area below ground: 350
- Finished area above ground: 2,050
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,324
- Total interior livable area: 3,324 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 11x12
Living Room
- Level: Main
- Area: 357
- Dimensions: 17x21
Patio
- Level: Main
- Area: 256
- Dimensions: 16x16
Porch
- Level: Main
- Area: 120
- Dimensions: 5x24
Porch
- Level: Main
- Area: 245
- Dimensions: 7x35
Property
Accessibility
- Accessibility features: Grab Bars In Bathroom,Partially Wheelchair,Accessible Approach with Ramp,Roll-In Shower
Details
- Parcel number: 1831301016
- Zoning description: Residential-Single Family
- Foundation area: 1274
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio,Side Porch
- Fencing: Chain Link
Lot
- Lot size: 0.37 Acres
- Lot size dimensions: 74 x 94,60 x 135,90 x 14
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Rice County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,233 | $14,796 |
| Home Insurance * | $170 | $2,040 |
| Property Taxes | $217 | $2,604 |
| Electricity | $280 | $3,364 |
| Total | $1,900 | $22,800 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $265,000 |
| 2013-09-06 | Sold | $157,000 |
| 2000-01-03 | Sold | $119,000 |
View on Zillow