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515 10th Ave NE, Lonsdale, MN, 55046

4beds
2baths
2,203sqft
$425,000
$193price/sqft
$2,959/moest. monthly cost
$118,360/yrincome needed

About This Home

If you've been searching for a home that feels fresh, stylish, and truly move-in ready, this is the one. Located in Lonsdale's Harvest Pond neighborhood directly across from Bastyr Park, this beautifully updated home features modern design, smart improvements, and the convenience of main-level living. Nearly every room has been refreshed or remodeled, creating a light-filled and inviting home that feels far newer than its age. Design details such as board and batten accent walls, built-in cabinetry, black light fixtures, white 3-panel doors, and newer white oak-style LVP flooring give the home a cohesive, stylish feel throughout. The open floor plan is bright and welcoming, anchored by a vaulted living room featuring a new electric fireplace. In the kitchen you’ll find two-tone painted cabinetry, quartz countertops, stainless steel appliances, a center island with seating, and a custom pantry cabinet. Just off the dining area, a freshly stained deck overlooks the fully fenced backyard. Outdoor spaces also include both front and rear paver patios, providing multiple spots to relax or entertain. The main level features two bedrooms, including a spacious primary suite with a tray ceiling, dual closets, and convenient walk-through access to the fully remodeled bathroom. The laundry room is a standout space of its own, complete with built-in painted cabinetry, floating shelves, tile backsplash, hanging space for drying clothes, and designer wallpaper. The finished walkout lower level adds a large family room, two additional bedrooms, a second remodeled full bathroom, and abundant storage space. Additional highlights include a heated and insulated 3- car garage with attic storage access plus refrigerator/freezer, a storage shed, air-to-air exchanger, new water softener, and a flat backyard that's perfect for pets, play, or gatherings. With updates at every turn and nothing left to do but move in, this is the kind of home buyers hope to find but rarely do. Don't miss out!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

--
Central Education CampusGrades PK-89.2 mi
9/10
9/10
New Prague Middle SchoolGrades 6-89.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Age 8 Years or Less,Asphalt,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Freezer,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Drain Tiled,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom4

  • Level: Lower
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 9x8

Family Room

  • Level: Lower
  • Area: 384
  • Dimensions: 24x16

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 923
  • Finished area above ground: 1,280

Foyer

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,203 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Laundry

  • Level: Main
  • Area: 77
  • Dimensions: 11x7

Living Room

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1925201045
  • Zoning description: Residential-Single Family
  • Foundation area: 1280

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio
  • Fencing: Chain Link

Lot

  • Lot size: 10,454 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 75 x 139

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage,Storage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$245$2,940
Property Taxes $380$4,560
Electricity $185$2,229
Total$2,959$35,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,451/yr
40% on housing$88,770/yr
45% on housing$78,906/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 55046$179
Rice County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55046$177
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$425,000
2026-06-25Price change$430,000
2026-06-15Listed for sale$439,900
2023-07-10Sold$325,000
2023-06-24Pending sale$275,000
2023-06-22Listed for sale$275,000
2016-05-20Sold$233,200

For Sale by Agent

AgentKatelyn Milbrandt
BrokerageRE/MAX Advantage Plus

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