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2804 Oak Lawn Dr, Northfield, MN, 55057

2beds
2baths
3,362sqft
$549,787
$164price/sqft
$4,368/moest. monthly cost
$174,720/yrincome needed

About This Home

Beautifully finished new construction home built by Rick Cashin Construction Inc. is now available, This walk out rambler features main level living with an open floor plan, Anderson windows fill the space with natural light. Living area and informal dining open to the kitchen that has an abundance of custom cabinets. The oversized quartz center island is great for dining and entertaining. Adjacent mud room and laundry complete the space. The full primary suite has private bath, double vanity and walk in closet. Lower level finish of 2 additional bedrooms, family room and 3/4 bath could be completed for $45,000. The 40+ years of experience shows the attention to detail in this Rick Cashin Construction Inc. home!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
8/10
Northfield Middle SchoolGrades 6-81.0 mi
9/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Bedroom2

  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main
  • Area: 405
  • Dimensions: 27x15

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,743

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main
  • Area: 324
  • Dimensions: 27x12

Interior Area

  • Total structure area: 3,362
  • Total interior livable area: 3,362 sqft

Kitchen

  • Level: Main
  • Area: 378
  • Dimensions: 27x14

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Mud Room

  • Level: Main
  • Area: 40
  • Dimensions: 8x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2211476035
  • Zoning description: Residential-Single Family
  • Foundation area: 1619

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.42 Acres
  • Lot size dimensions: 77 x 139 x 159 x 182

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather
Inland Flooding

FEMA Declared Disasters in Rice County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$367$4,404
Property Taxes $938$11,256
Electricity $283$3,402
Total$4,368$52,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,760/yr
40% on housing$131,040/yr
45% on housing$116,480/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 55057$214
Rice County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 55057$184
Rice County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$569,787
2026-02-05Listing removed$579,787
2025-10-09Listed for sale$579,787
2025-02-24Sold$78,500
2025-02-03Pending sale$82,500
2023-07-13Listed for sale$82,500
2021-11-28Listing removed--
2021-08-30Listed for sale$82,000
2021-02-17Listing removed--
2020-03-15Listing removed$82,000
2019-12-16Listed for sale$82,000
2019-01-29Sold$52,312
2019-01-11Pending sale$52,312
2018-12-21Listed for sale$52,312

New Construction

AgentEric J. Frank
BrokerageRE/MAX Advantage Plus

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